Frederick County property record for 5 Golf Course Ln, Thurmont, MD 21788
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 2,176 sqft · built 2005 |
| Lot Size | 0.079 acres (3,451 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Mar 2015) |
| Tax Bill | $4,144 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-363576 |
| Primary APN | 15-363576 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 2,416 sqft |
| 1st Floor Area | 1,546 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,451 sqft (0.079 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Patio Area | 104 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 363576 |
|---|---|
| Street Address | 5 GOLF COURSE LN |
| City | THURMONT |
| State | MD |
| Zip | 21788-2267 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | LOT 97 SECTION III 3,451 SQ. FT. JERMAE ESTATES |
| Legal Subdivision | JERMAE ESTATES |
| Legal Lot Number | 97 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 753001 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 GOLF COURSE LN, THURMONT, MD 21788-2267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2015 · Amount on Record |
| Deed Sale | Mar 10, 2015 · Amount on Record |
| Prior Sale | Dec 5, 2005 · Amount on Record |
| Deed Book / Page | 10423 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5 GOLF COURSE LN, THURMONT, MD 21788-2267 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | NO TITLE INS POLICY |
| Name | Verified Name |
|---|
| Document Number | 0121060503 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 12106/0503 |
| Instrument | 12106-0503 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $340,700 (+39.92%) Land $50,000 Building $290,700 | $340,700 (+39.92%) Land $50,000 Building $290,700 | |
| 2025 | $4,144.00 (+11.34%) | ||
| 2023 | $3,722.00 Homeowner's exemption | $243,500 Land $50,000 Building $193,500 | $243,500 Land $50,000 Building $193,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF THURMONT serves 6,200 people · EPA ID MD0100023 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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