5 Gloria St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 5 Gloria St, Pawtucket, RI 02861

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 982 sqft · built 1948
Lot Size0.099 acres (4,300 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Jul 2018)
Tax Bill$3,950 (2025)
Deeds & MortgagesJan 2024 Refinance
Jan 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNPAWT M:40 L:0796

Property Details

APN / Parcel Number

Primary APNPAWT M:40 L:0796
Alternative APN
  • 400796

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area982 sqft Living Area
Gross Area2,513 sqft
1st Floor Area982 sqft
Basement Area982 sqft
Unfinished Basement982 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,300 sqft (0.099 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number400796
Street Address5 GLORIA ST
CityPAWTUCKET
StateRI
Zip02861-4433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number796
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group4
Census Block4006
Census Tract17000

Owner

5 Gloria St is owned and occupied by two individuals who acquired it in April 2021.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5 GLORIA ST, PAWTUCKET, RI 02861-4433
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NAVIGANT CREDIT UNION
Jan 3, 2024Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HOME LOANS INC
Apr 19, 2021Warranty Deed, Transfer
Aug 6, 2020Deed of Trust, Mortgage · FHA Mortgage
EMBRACE HOME LOANS INC
Jul 11, 2018Warranty Deed, Transfer · FHA Mortgage
HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2018 · Amount on File
Deed SaleJul 11, 2018 · Amount on File
Prior SaleNov 20, 2012 · Amount on File
Deed Document Number201879
Deed Book / Page4253 / 333
Last Transfer DateApr 16, 2021
Transfer Doc4673-248
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address5 GLORIA ST, PAWTUCKET, RI 02861-4433
Transaction TypeMortgage
Record UpdatedFeb 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005058-284
DateJan 30, 2024
Book Page5058/284
Instrument39
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueFeb 1, 2034

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address5 GLORIA ST, PAWTUCKET, RI 02861-4433
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005051-228
DateJan 3, 2024
Book Page5051/228
Instrument17
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term313 Months
DueFeb 1, 2050

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateApr 19, 2021
Property Address5 GLORIA ST, PAWTUCKET, RI 02861-4433
Document Number4673-248
Book / Page4673 / 248
Instrument DateApr 16, 2021
Instrument79
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5 GLORIA ST, PAWTUCKET, RI 02861-4433

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address5 GLORIA ST, PAWTUCKET, RI 02861-4433
Transaction TypeMortgage
Record UpdatedMar 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4295-162
DateAug 6, 2020
Book Page4295/162
Instrument202000004793
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateJul 11, 2018
Property Address5 GLORIA ST, PAWTUCKET, RI 02861-4433
Document Number4253-333
Book / Page4253 / 333
Instrument79
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number42530334
DateJul 11, 2018
Instrument04253/0334
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5 Gloria St was $3,950.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,950.00$300,400 Land $133,600 Building $166,800$374,198
2023$3,759.00 (+2.17%)$221,900 (-) Land $85,800 Building $136,100
2022$3,679.00$221,900 Land $85,800 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Gloria St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Gloria St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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