5 Gilway St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 5 Gilway St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,209 sqft · built 1957
Lot Size	0.295 acres (12,863 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,799 (2026)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:011-C B:0002 L:0011`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:011-C B:0002 L:0011`
Alternative APNs	`M:011=C B:0002 L:0011` `10268010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,209 sqft Living Area
Gross Area	4,495 sqft
1st Floor Area	1,898 sqft
Basement Area	1,702 sqft
Unfinished Basement	391 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,863 sqft (0.295 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	10268010
Street Address	5 GILWAY ST
City	SAUGUS
State	MA
Zip	01906-3223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1010
Census Tract	208401

Owner

5 Gilway St is owned and occupied by two individuals who acquired it in December 2023.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 GILWAY ST, SAUGUS, MA 01906-3223
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 25, 2024	Quit Claim Deed, Transfer Quitclaim
Apr 11, 2017	Deed of Trust, Mortgage CENTURY BANK & TRUST CO
Nov 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017
Deed Sale	Nov 7, 2017
Prior Sale	Sep 15, 2016 · Amount on File
Deed Book / Page	36313 / 201
Last Transfer Date	Dec 10, 2023
Transfer Doc	041961-217
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 25, 2024
Property Address	5 GILWAY ST, SAUGUS, MA 01906-3223
Document Number	041961-217
Book / Page	41961 / 217
Instrument Date	Dec 10, 2023
Instrument	20240125001600
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 GILWAY ST, SAUGUS, MA 01906-3223

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Jan 25, 2024
Property Address	5 GILWAY ST, SAUGUS, MA 01906-3223
Document Number	041961-221
Book / Page	41961 / 221
Instrument Date	Nov 21, 2023
Instrument	20240125001610
Transaction Type	Transfer
Record Updated	Feb 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GILWAY ST, SAUGUS, MA 01906-3223

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	5 GILWAY ST, SAUGUS, MA 01906-3223
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35788-550
Date	Apr 11, 2017
Book Page	35788/550
Instrument	86

Lender

Name	CENTURY BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 7, 2017
Property Address	5 GILWAY ST, SAUGUS, MA 01906-3223
Document Number	36313-201
Book / Page	036313 / 000201
Instrument Date	Oct 12, 2017
Instrument	1711070520
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GILWAY ST SAUGUS MA 019063223, SAUGUS, MA 01906-3223

Tax Assessment & Valuation

The 2026 property tax bill for 5 Gilway St was $8,799, up 4.5% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,799.00 (+4.48%)	$844,400 (+7.08%) Land $404,000 Building $430,100	$975,831 (+4.25%)
2025	$8,422.00 (+4.03%)	$788,600 (+3.74%) Land $366,800 Building $421,800	$936,035
2024	$8,096.00 (+2.22%)	$760,200 (+8.08%) Land $352,900 Building $407,300
2023	$7,920.00	$703,400 Land $320,400 Building $383,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Gilway St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Gilway St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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