5 Gillingham Ct, Lincroft, NJ 07738 Property Records

Monmouth County and Middletown Township property record for 5 Gillingham Ct, Lincroft, NJ 07738

Property Summary

Property Type	Single Family Home
Details	3,849 sqft · built 2019
Lot Size	0.559 acres (24,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,197,609 (Oct 2018)
Tax Bill	$28,193 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-01048-02-00013`

Property Details

APN / Parcel Number

Primary APN	`32-01048-02-00013`

Interior

Building Area	3,849 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	24,350 sqft (0.559 acres)

Location & Zoning

Street Address	5 GILLINGHAM CT
City	LINCROFT
State	NJ
Zip	07738-1142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R220
Legal Description	ADDITIONAL LOTS: SOUTH SHORE
Legal Block	1048
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1007
Census Tract	801500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 GILLINGHAM CT, LINCROFT, NJ 07738-1142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Apr 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Jun 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2018100993
Deed Book / Page	9316 / 3111
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	May 5, 2026
Property Address	5 GILLINGHAM CT, LINCROFT, NJ 07738-1142
Document Number	0000036769
Book / Page	9791 / 9343
Instrument Date	May 4, 2026
Instrument	202636769
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GILLINGHAM CT, LINCROFT, NJ 07738-1142

Mortgage

Document Number	0000036769,
Date	May 5, 2026
Book Page	9791/9343
Instrument	202636769

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2056

Interest

Rate	6.46%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 GILLINGHAM CT, LINCROFT, NJ 07738-1142
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096837962
Date	Apr 10, 2024
Book Page	9683/7962
Instrument	2024023268

Lender

Name	TD BANK NA
Type	Bank
Address	READING, PA 19608

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Mar 27, 2044

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 GILLINGHAM CT, LINCROFT, NJ 07738-1142
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095211986
Date	Jun 18, 2021
Book Page	9521/1986
Instrument	2021096317

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	5 GILLINGHAM CT, LINCROFT, NJ 07738-1142
Document Number	0000084785
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GILLINGHAM CT LINCROFT NJ 077381142, LINCROFT, NJ 07738-1142

Mortgage

Document Number	0000084785
Date	Sep 12, 2019
Book Page	009368/002546
Instrument	84785

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,903,200 (+8.95%) Land $824,400 Building $1,078,800	$1,903,200 (+8.95%) Land $824,400 Building $1,078,800
2025	$28,193.00 (+11.07%)	$1,746,800 (+20.47%) Land $677,800 Building $1,069,000	$1,746,800 (+20.47%) Land $677,800 Building $1,069,000
2024	$25,384.00 (+3.6%)
2023		$1,450,000 Land $396,400 Building $1,053,600	$1,450,000 Land $396,400 Building $1,053,600
2022	$24,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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