5 Gerard Ln, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 5 Gerard Ln, Chicopee, MA 01020

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,428 sqft · built 2007
Lot Size	1.56 acres (68,189 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Jul 2019)
Tax Bill	$4,785 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`371-10016`

Property Details

APN / Parcel Number

Primary APN	`371-10016`
Alternative APN	`CHIC M:0371 P:10016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	588 sqft
Basement Area	588 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	68,189 sqft
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	371-10016
Street Address	5 GERARD LN
City	CHICOPEE
State	MA
Zip	01020-2995
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	222
Legal Subdivision	PLEASANT HAVEN CONDOS
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	2
Census Block	2009
Census Tract	810601

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 GERARD LN, CHICOPEE, MA 01020-2995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit FLORENCE BANK
Jul 26, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC
Oct 26, 2017	Quit Claim Deed, Transfer EASTHAMPTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Oct 26, 2017 · Amount on Record
Deed Book / Page	22774 / 367
Transfer Doc	0021917-46
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	5 GERARD LN, CHICOPEE, MA 01020-2995
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025190-315
Date	Oct 16, 2023
Book Page	25190/315
Instrument	48838

Lender

Name	FLORENCE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 26, 2019
Property Address	5 GERARD LN, CHICOPEE, MA 01020-2995
Document Number	22774-367
Book / Page	22774 / 367
Instrument Date	Jul 24, 2019
Instrument	41456
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ANDERSEN RD, CHICOPEE, MA 01022-2107

Mortgage

Document Number	41457
Date	Jul 26, 2019
Instrument	41457

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Oct 26, 2017
Property Address	5 GERARD LN, CHICOPEE, MA 01020-2995
Document Number	21917-46
Book / Page	21917 / 46
Instrument	63252
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31.92
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GERARD LN, CHICOPEE, MA 01020-2995

Mortgage

Document Number	219170049
Date	Oct 26, 2017
Instrument	21917/0049

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,785.00 (+11.18%)	$314,000 (+10.6%) Building $314,000	$319,970 (+4.83%)
2025	$4,304.00 (+6.93%)	$283,900 (+4.11%) Building $283,900	$305,235
2024	$4,025.00 (+6.14%)	$272,700 (+8.95%) Building $272,700
2023	$3,792.00	$250,300 Building $250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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