5 Gerald Rd, Rantoul, IL 61866 Property Records

Champaign County property record for 5 Gerald Rd, Rantoul, IL 61866 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.127 acres (5,546 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Jan 2024)
Tax Bill	$992 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-09-03-251-042`

Property Details

APN / Parcel Number

Primary APN	`20-09-03-251-042`

Exterior

Lot Area	5,546 sqft (0.127 acres)

Location & Zoning

Street Address	5 GERALD RD
City	RANTOUL
State	IL
Zip	61866-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 GARDEN MANOR 2ND SUB
Legal Range	09E
Legal Township	21N
Legal Section	03
Legal Subdivision	GARDEN MANOR 2ND SUB
Legal Lot Number	9
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	5
Census Block	5025
Census Tract	10204

Owner

Source: Champaign County records · APN 20-09-03-251-042

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5 GERALD RD, RANTOUL, IL 61866-2813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jan 03, 2024	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Nov 01, 2017	Deed of Trust, Mortgage · Line of Credit GIFFORD ST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2024 · Amount on Record
Deed Sale	Jan 03, 2024 · Amount on Record
Prior Sale	May 23, 2013 · Amount on Record
Deed Document Number	2024155
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 03, 2024
Property Address	5 GERALD RD, RANTOUL, IL 61866-2813
Document Number	0000000155
Map Reference	DOC357547 MB F PG226
Instrument Date	Dec 29, 2023
Instrument	2024R00155
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GERALD RD, RANTOUL, IL 61866-2813

Mortgage

Document Number	0000000156
Date	Jan 03, 2024
Instrument	2024R00156

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

Mortgage

Document Number	0000000157
Date	Jan 03, 2024
Instrument	2024R00157

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 01, 2034

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	5 GERALD RD, RANTOUL, IL 61866-2813
Document Number	0000021218
Instrument Date	Nov 01, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 W CHAMPAIGN AVE RANTOUL IL 618662802, RANTOUL, IL 61866-2802

Mortgage

Document Number	0000021218
Date	Nov 08, 2017
Instrument	21218

Lender

Name	GIFFORD ST BK
Type	Bank
Address	GIFFORD, IL 61847

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 07, 2022

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$992.00 (+20.1%)	$16,030 (+37.83%) Land $6,040 Building $9,990	$48,090 (+37.83%) Land $18,120 Building $29,970
2024	$826.00 (-32.68%)
2022	$1,227.00	$11,630 Land $4,380 Building $7,250	$34,890 Land $13,140 Building $21,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
MCC Network Services	Fiber	8,000 / 8,000
Mediacom Communications	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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