5 Georgetown Rd, Chesterfield, MO 63017 Property Records

St. Louis County property record for 5 Georgetown Rd, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 8,566 sqft · built 2023
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,148 (2024)
Deeds & Mortgages	Jan 2026 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20R-22-0092`

Property Details

APN / Parcel Number

Primary APN	`20R-22-0092`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	8,566 sqft Living Area
Gross Area	9,522 sqft
1st Floor Area	1,840 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	225 ft deep x 199 ft wide
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	154 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5 GEORGETOWN RD
City	CHESTERFIELD
State	MO
Zip	63017-7919
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105NU
Legal Description	GEORGETOWN ESTATES LOT 5
Legal Subdivision	GEORGETOWN ESTATES
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1012
Census Tract	217854

Owner

Source: St. Louis County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
May 31, 2024	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST
Jul 29, 2021	Warranty Deed, Transfer US TITLE-MAIN, US TITLE MAIN
Jul 27, 2020	Warranty Deed, Transfer PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021
Deed Sale	Jul 29, 2021
Prior Sale	Jul 27, 2020 · Amount on Record
Deed Document Number	202172954
Deed Book / Page	25016 / 328
Prior Transfer Date	Jun 13, 2005
Prior Transfer Doc	0165922024
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919

Mortgage

Document Number	2026012800138
Date	Jan 28, 2026
Instrument	2026012800138

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.5%

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GEORGETOWN RD R4D, R4D, CHESTERFIELD, MO 63017-7919

Mortgage

Document Number	2024053100165
Date	May 31, 2024
Instrument	2024053100165

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 29, 2021
Property Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919
Document Number	0250160328
Book / Page	25016 / 328
Map Reference	MB 106 PG 23
Instrument Date	Jul 14, 2021
Instrument	2021072900054
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 27, 2020
Property Address	5 GEORGETOWN RD, CHESTERFIELD, MO 63017-7919
Document Number	0241482831
Book / Page	024148 / 002831
Instrument Date	Jun 12, 2020
Instrument	535
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GEORGETOWN RD CHESTERFIELD MO 630177919, CHESTERFIELD, MO 63017-7919

Mortgage

Document Number	241482833
Date	Jul 27, 2020
Book Page	024148/002833
Instrument	536

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,660 (+713.98%) Land $50,500 Building $237,160	$1,514,000 (+713.98%) Land $265,800 Building $1,248,200
2024	$14,148.00 (+534.72%)	$35,340 (-) Land $35,340
2023	$2,229.00 (-32.72%)	$35,340 (-26.05%) Land $35,340	$186,000 (-26.04%) Land $186,000
2022	$3,313.00	$47,790 Land $30,310 Building $17,480
2021			$251,500 Land $159,500 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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