5 Georgetown Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 5 Georgetown Ct, O Fallon, MO 63368 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,839 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$263,105 (Aug 2026)
Tax Bill	$3,598 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A903000740`

Property Details

APN / Parcel Number

Primary APN	`A903000740`
Alternative APN	`3-157C-6537-00-0006.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,439 sqft
Basement Area	1,381 sqft
Finished Basement	400 sqft
Unfinished Basement	981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	75 sqft
Deck Area	Deck Area
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A903000740
Street Address	5 GEORGETOWN CT
City	O FALLON
State	MO
Zip	63368-8530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO VLG C LOT 6
Legal Subdivision	MONTICELLO VLG C
Legal Lot Number	6
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	3
Census Block	3003
Census Tract	311151

Owner

Source: St. Charles County records · APN A903000740

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 GEORGETOWN CT, O FALLON, MO 63368-8530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Quit Claim Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Prior Sale	Jun 01, 2016 · Amount on Record
Deed Document Number	202636556
Prior Transfer Date	Jul 03, 2026
Prior Transfer Doc	0000036556
Record Updated	Sep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 03, 2026
Property Address	5 GEORGETOWN CT, O FALLON, MO 63368-8530
Document Number	0000036556
Instrument Date	Jul 03, 2026
Instrument	202636556
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	MORTGAGE CONNECT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 GEORGETOWN CT, O FALLON, MO 63368-8530

Mortgage

Document Number	0000036557,
Date	Aug 03, 2026
Instrument	202636557

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 GEORGETOWN CT, O FALLON, MO 63368-8530
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GEORGETOWN CT, O FALLON, MO 63368-8530

Mortgage

Document Number	0000018398
Date	Mar 31, 2022
Instrument	2022R-018398

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jun 01, 2046

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,327 (-)	$296,456 (-) Land $65,800 Building $230,656
2025	$3,598.00	$56,327 (+5.06%)	$296,456 (+5.06%) Land $65,800 Building $230,656
2023		$53,616
2022			$282,188 Land $50,000 Building $232,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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