St. Charles County property record for 5 Garrett Ln, Defiance, MO 63341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,937 sqft · built 2018 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,939 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T201300010 |
| Primary APN | T201300010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,937 sqft Living Area |
| Gross Area | 5,357 sqft |
| 1st Floor Area | 2,937 sqft |
| Basement Area | 2,420 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 1,281 sqft |
| Parking Spaces | 4 Parking Spaces |
| Account Number | T201300010 |
|---|---|
| Street Address | 5 GARRETT LN |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SORENSON KENNELS BDRY ADJ LOTS 1 & 2 LOT 2 |
| Legal Subdivision | SORENSON KENNELS BDRY ADJ LOTS 1 & 2 |
| Legal Lot Number | 2 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 312204 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 GARRETT LN, DEFIANCE, MO 63341-1708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2018 |
| Transfer Doc | 0070031886 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 GARRETT LN, DEFIANCE, MO 63341-1708 |
| Document Number | 0072051665 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 985 HIGHWAY DD DEFIANCE MO 633411703, DEFIANCE, MO 63341-1703 |
| Document Number | 0072051665 |
|---|---|
| Date | Dec 26, 2019 |
| Book Page | 007205/001665 |
| Instrument | 744080 |
| Name | PEOPLES SVGS BK/RHINELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | HERMANN, MO 65041 |
| Amount | Amount Recorded |
|---|
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,939.00 (+8.1%) | $149,312 (+11.37%) | $785,854 (+11.37%) Land $140,000 Building $645,854 |
| 2024 | $8,269.00 | ||
| 2023 | $134,067 | ||
| 2022 | $705,611 Land $120,000 Building $585,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: T-Mobile.
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