5 Garrett Dr, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 5 Garrett Dr, Ocean Pines, MD 21811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,582 sqft · built 1996
Lot Size	0.527 acres (22,971 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2017)
Tax Bill	$3,072 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-091791`

Property Details

APN / Parcel Number

Primary APN	`03-091791`
Alternative APN	`091791`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,582 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,971 sqft (0.527 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	62 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	091791
Street Address	5 GARRETT DR
City	BERLIN
State	MD
Zip	21811-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT B-08-001 22971 SQ FT GARRETT DR PL OCEAN PINES SEC 8
Legal Subdivision	OCEAN PINES SEC 08
Legal Lot Number	1
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	2
Census Block	2000
Census Tract	950600

Owner

Source: Worcester County records · APN 03-091791

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	902 KENT DR, MECHANICSBURG, PA 17050-2224
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 04, 2017 · Amount on Record
Deed Sale	Apr 04, 2017 · Amount on Record
Prior Sale	Feb 26, 1996 · Amount on Record
Deed Document Number	20176969-187
Deed Book / Page	6969 / 187
Record Updated	Sep 20, 2026

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 04, 2017
Property Address	5 GARRETT DR, OCEAN PINES, MD 21811-1856
Document Number	0069690187
Book / Page	006969 / 000187
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	902 KENT DR MECHANICSBURG PA 170502224, MECHANICSBURG, PA 17050-2224

Mortgage

Document Number	69690191
Date	Apr 04, 2017
Book Page	006969/000191

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 03, 2037

Tax Assessment & Valuation

Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,267 (+26.05%)	$371,700 (+18.6%) Land $87,900 Building $283,800
2025	$3,072.00 (+14.88%)
2023	$2,674.00	$279,467	$313,400 Land $77,700 Building $235,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240479506002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	13 (1979–2017)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Aug 2017, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.