5 Garfield Ave, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 5 Garfield Ave, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,280 sqft · built 2014
Lot Size	0.022 acres (958 sqft)
Owner	Individual Name on File
Last Sale	$137,986 (Feb 2020)
Tax Bill	$2,137 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Feb 2020 Sale & Mortgage
APN	`NHAM M:017D B:0084 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017D B:0084 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	958 sqft (0.022 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	5 GARFIELD AVE
City	FLORENCE
State	MA
Zip	01062-1440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	84
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2006
Census Tract	821602

Owner

5 Garfield Ave is owned and occupied by an individual who bought it in February 2020.

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 GARFIELD AVE, FLORENCE, MA 01062-1440
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 7, 2020	Quit Claim Deed, Transfer · FHA Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Jan 29, 2015 · Amount on File
Deed Document Number	20202439
Deed Book / Page	13535 / 288
Prior Transfer Date	Feb 5, 2020
Prior Transfer Doc	0000002439
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	5 GARFIELD AVE, NORTHAMPTON, MA 01062-1440
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014841-253
Date	Apr 20, 2023
Book Page	14841/253
Instrument	5486

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	May 1, 2063

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 7, 2020
Property Address	5 GARFIELD AVE, NORTHAMPTON, MA 01062-1440
Document Number	13535-288
Book / Page	13535 / 288
Instrument Date	Feb 5, 2020
Instrument	2439
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 VILLONE DR, LEEDS, MA 01053-9776

Mortgage

Document Number	2441
Date	Feb 7, 2020
Instrument	2441

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 5 Garfield Ave was $2,137.

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,137.00	$153,388 Land $44,200 Building $109,188	$522,785 (+33.57%)
2024			$391,400
2023	$2,430.00	$153,388 Land $44,200 Building $109,188

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Garfield Ave; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Garfield Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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