5 Garden St, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 5 Garden St, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 1951
Lot Size	0.002 acres (65 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jul 2002)
Tax Bill	$9,953 (2024)
Deeds & Mortgages	May 2020 Line of Credit Mar 2018 Transfer
APN	`05-00108-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`05-00108-0000-00033`
Alternative APNs	`050010800033` `6176`

Interior

Stories	1 Story
Building Area	1,468 sqft Living Area
1st Floor Area	1,468 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	65 sqft (0.002 acres)

Location & Zoning

Account Number	6176
Street Address	5 GARDEN ST
City	CHATHAM
State	NJ
Zip	07928-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Subdivision	CHATHAM GARDENS
Legal Block	108
Legal Lot Number	33
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4024
Census Tract	44000

Owner

5 Garden St is owned and occupied by an individual who acquired it in March 2018.

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	5 GARDEN ST, CHATHAM, NJ 07928-1411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 27, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2002 · Amount on File
Deed Sale	Jul 11, 2002 · Amount on File
Prior Sale	May 28, 1997 · Amount on File
Deed Book / Page	5656 / 215
Last Transfer Date	Mar 22, 2018
Transfer Doc	0233171063
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	5 GARDEN ST, CHATHAM, NJ 07928-1411
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237650832
Date	May 4, 2020
Book Page	23765/832
Instrument	2020027138

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Mar 27, 2018
Property Address	5 GARDEN ST, CHATHAM, NJ 07928-1411
Document Number	0233171063
Book / Page	023317 / 001063
Instrument Date	Mar 22, 2018
Instrument	16827
Transaction Type	Transfer
Record Updated	Apr 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GARDEN ST CHATHAM TWP NJ 079281411, CHATHAM TWP, NJ 07928-1411

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,400 (-) Land $423,000 Building $77,400	$500,400 (-) Land $423,000 Building $77,400
2025		$500,400 Land $423,000 Building $77,400	$500,400 Land $423,000 Building $77,400
2024	$9,953.00
2023		$500,400 Land $423,000 Building $77,400	$500,400 Land $423,000 Building $77,400
2022	$9,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Garden St; there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1978–2012)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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