5 Garden Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 5 Garden Rd, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,373 sqft · built 1954
Lot Size0.174 acres (7,597 sqft)
Owner2 Individual Names on File
Last Sale$152,000 (Sep 1991)
Tax Bill$6,660 (2026)
Deeds & MortgagesOct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNMARB M:0029 B:0013 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0029 B:0013 L:0

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,373 sqft Living Area
Gross Area3,886 sqft
Basement Area1,184 sqft
Unfinished Basement1,184 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,597 sqft (0.174 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address5 GARDEN RD
CityMARBLEHEAD
StateMA
Zip01945-2710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block13
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group4
Census Block4011
Census Tract203100

Owner

5 Garden Rd is owned and occupied by two individuals who bought it in September 1991.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address5 GARDEN RD, MARBLEHEAD, MA 01945-2710
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 1991 · Amount on File
Deed SaleSep 30, 1991 · Amount on File
Prior SaleAug 7, 1991 · Amount on File
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address5 GARDEN RD, MARBLEHEAD, MA 01945-2710
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000617005
DateOct 2, 2020
Instrument617005
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5 Garden Rd was $6,660, down 2.7% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,660.00 (-2.67%)$778,000 (+2.9%) Land $558,400 Building $218,500$942,616 (+30.44%)
2025$6,843.00 (+3.82%)$756,100 (+2.79%) Land $558,400 Building $197,700$722,665
2024$6,591.00 (-0.87%)$735,600 (+10.63%) Land $570,800 Building $164,800
2023$6,649.00$664,900 Land $502,500 Building $162,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Garden Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims14 (1978–2013)
Claims Outside the SFHA7 of 14
Most Recent ClaimDec 2013 · river or lake flooding
Claims by Event
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Garden Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Garden Rd

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