5 Garden Cir, Cheraw, SC 29520 Property Records

Chesterfield County property record for 5 Garden Cir, Cheraw, SC 29520

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 2,188 sqft · built 1965
Lot Size	0.208 acres (9,062 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Mar 2019)
Deeds & Mortgages	Mar 2026 Transfer Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258 016 004 033`

Property Details

APN / Parcel Number

Primary APN	`258 016 004 033`
Alternative APNs	`00034899` `02062193` `2062193`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,188 sqft Total Area
1st Floor Area	2,188 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	9,062 sqft (0.208 acres)

Location & Zoning

Account Number	00034899
Street Address	5 GARDEN CIR
City	CHERAW
State	SC
Zip	29520-2305
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	1L
Legal Subdivision	SURVEYED FOR J L BRASINGTON
Jurisdiction	CHESTERFIELD SC
Township / Civil Division	CHERAW
Census Block Group	1
Census Block	1050
Census Tract	950504

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Cheraw Historic District listed 1974 · 40 contributing resources · NRIS 74001844

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

5 Garden Cir is owned by an individual who acquired it in March 2026.

Source: Chesterfield County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5 GARDEN CIR, CHERAW, SC 29520-2305
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Intrafamily Transfer, Transfer
Dec 20, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
May 8, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2019	Deed, Transfer · VA Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2019 · Amount on File
Deed Sale	Mar 13, 2019 · Amount on File
Deed Document Number	20191011
Deed Book / Page	519 / 1369
Last Transfer Date	Mar 6, 2026
Transfer Doc	0000001085
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 12, 2026
Property Address	5 GARDEN CIR, CHERAW, SC 29520-2305
Document Number	00582/1063
Book / Page	582 / 1063
Map Reference	MB 17 PG 78
Instrument Date	Mar 6, 2026
Instrument	2026-1085
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GARDEN CIR, CHERAW, SC 29520-2305

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	5 GARDEN CIR, CHERAW, SC 29520-2305
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00510/1019
Date	Dec 20, 2019
Book Page	510/1019
Instrument	4718

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD SC
Property Address	5 GARDEN CIR, CHERAW, SC 29520-2305
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GARDEN CIR, CHERAW, SC 29520-2305

Mortgage

Document Number	000544/359
Date	May 8, 2023
Book Page	544/359
Instrument	2023-1830

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Aug 1, 2052

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Mar 13, 2019
Property Address	5 GARDEN CIR, CHERAW, SC 29520-2305
Document Number	00519/1369
Book / Page	519 / 1369
Instrument Date	Mar 7, 2019
Instrument	201900001011
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 GARDEN CIR, CHERAW, SC 29520-2305

Mortgage

Document Number	00504/1020
Date	Mar 13, 2019
Book Page	504/1020
Instrument	1012

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Municipality	Cheraw Town
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed
2023	Additional exemption filed
2019		$122,000 Land $7,000 Building $115,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Garden Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Garden Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CHERAW serves 6,325 people · EPA ID SC1310001
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sandhill Telephone Cooperative.

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