Essex County and Montclair Township property record for 5 Frederick St, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 2,708 sqft · built 1951 |
| Lot Size | 0.349 acres (15,207 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Jun 2017) |
| Tax Bill | $28,975 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Nov 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03412-0000-00016 |
| Primary APN | 13-03412-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,708 sqft Living Area |
| 1st Floor Area | 2,708 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 15,207 sqft (0.349 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130341200016 |
|---|---|
| Street Address | 5 FREDERICK ST |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 15205SF |
| Legal Block | 3412 |
| Legal Lot Number | 16 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records · APN 13-03412-0000-00016
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 FREDERICK ST, MONTCLAIR, NJ 07042-4147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 28, 2020 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MTG |
| Jun 01, 2017 | Grant Deed, Transfer · Conventional with PMI PINNACLE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2017 · Amount on Record |
| Deed Sale | Jun 01, 2017 · Amount on Record |
| Prior Sale | Jul 19, 2005 · Amount on Record |
| Deed Document Number | 201747540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 FREDERICK ST, MONTCLAIR, NJ 07042-4147 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000110099 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 2022110099 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 FREDERICK ST, MONTCLAIR, NJ 07042-4147 |
| Document Number | 0000003319 |
| Instrument Date | Nov 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC |
| Name | Verified Name |
|---|---|
| Address | 5 FREDERICK ST MONTCLAIR NJ 070424147, MONTCLAIR, NJ 07042-4147 |
| Document Number | 0000003319 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 3319 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 5 FREDERICK ST, MONTCLAIR, NJ 07042-4147 |
| Document Number | 0000036651 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 5 FREDERICK ST MONTCLAIR NJ 070424147, MONTCLAIR, NJ 07042-4147 |
| Document Number | 0000036651 |
|---|---|
| Date | Apr 14, 2020 |
| Instrument | 36651 |
| Name | PINNACLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 01, 2017 |
| Property Address | 5 FREDERICK ST, MONTCLAIR, NJ 07042-4147 |
| Document Number | 0000047540 |
| Instrument Date | May 19, 2017 |
| Instrument | 47540 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 FREDERICK ST MONTCLAIR NJ 070424147, MONTCLAIR, NJ 07042-4147 |
| Document Number | 47550 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 47550 |
| Name | PINNACLE MTG |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $824,100 (-) Land $401,000 Building $423,100 | $824,100 (-) Land $401,000 Building $423,100 | |
| 2025 | $28,975.00 (+3.32%) | $824,100 (-) Land $401,000 Building $423,100 | $824,100 (-) Land $401,000 Building $423,100 |
| 2024 | $28,044.00 (+3.5%) | ||
| 2023 | $824,100 Land $401,000 Building $423,100 | $824,100 Land $401,000 Building $423,100 | |
| 2022 | $27,096.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 461 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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