5 Franklin St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 5 Franklin St, Phelps, NY 14532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,572 sqft · built 1925
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$144,200 (Mar 2022)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2017 Mortgage + 2 more
APN	`5092-000-06`

Property Details

APN / Parcel Number

Primary APN	`5092-000-06`
Alternative APNs	`324001 47.08-1-30.000` `40010470080001030000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,572 sqft Living Area
1st Floor Area	1,156 sqft
Upper Floors Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	152 ft deep x 94.7 ft wide
Porch	Slab
Porch Area	187 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5092-000-06
Street Address	5 FRANKLIN ST
City	PHELPS
State	NY
Zip	14532-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	0.367 ACRE
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	ONTARIO NY
Township / Civil Division	PHELPS
Census Block Group	1
Census Block	1021
Census Tract	50402

Owner

Source: Ontario County and Phelps Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 FRANKLIN ST, PHELPS, NY 14532-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ESL FCU
Oct 30, 2017	Deed of Trust, Mortgage CNB MORTGAGE CO
Oct 30, 2017	Deed, Transfer
Oct 30, 2017	Deed, Transfer ALBERT KUSAK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	202221
Deed Book / Page	1492 / 364
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONTARIO NY
Recording Date	Mar 18, 2022
Property Address	5 FRANKLIN ST, PHELPS, NY 14532-1013
Document Number	001492/364
Book / Page	1492 / 364
Instrument Date	Mar 18, 2022
Instrument	202203180021
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202203180022
Date	Mar 18, 2022
Instrument	202203180022

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	5 FRANKLIN ST, PHELPS, NY 14532-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002793/0000000060
Date	Oct 30, 2017
Book Page	0000002793/0000000060

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2047

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 30, 2017
Property Address	5 FRANKLIN ST, PHELPS, NY 14532-1013
Document Number	001394/592
Book / Page	1394 / 592
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRANKLIN ST, PHELPS, NY 14532-1013

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ONTARIO NY
Recording Date	Oct 30, 2017
Property Address	5 FRANKLIN ST, PHELPS, NY 14532-1013
Document Number	0000001394/0000000592
Book / Page	0000001394 / 0000000592
Instrument Date	Oct 27, 2017
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	ALBERT KUSAK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FRANKLIN ST, PHELPS, NY 14532-1013

Tax Assessment & Valuation

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Phelps Town
Municipality	Phelps Village
Unified School District	Phelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,285.00	$105,000 (-) Land $13,200 Building $91,800	$145,800 (+13.86%) Land $18,329 Building $127,471
2023		$105,000 Land $13,200 Building $91,800	$128,050 Land $16,098 Building $111,952

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PHELPS ROUTE 14 WD serves 400 people · EPA ID NY3430049
Water Source	Purchased surface water from WATERLOO VILLAGE
Last State Inspection	Oct 2024
Also Mapped Here	PHELPS VILLAGE
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CBN.

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