Bergen County and Upper Saddle River Borough property record for 5 Fox Hill Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,356 sqft · built 1963 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,125,000 (Dec 2024) |
| Tax Bill | $14,066 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00304-0000-00007 |
| Primary APN | 63-00304-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,356 sqft Living Area |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Account Number | 032400 |
|---|---|
| Street Address | 5 FOX HILL RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | BOROUGH/UPPER SADDLE RIVER |
| Legal Block | 304 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 53201 |
5 Fox Hill Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2023 | Deed, Transfer · Conventional Mortgage M & T BANK |
| Jul 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2024 · Amount on File |
| Deed Sale | Dec 2, 2024 · Amount on File |
| Prior Sale | Nov 27, 2023 · Amount on File |
| Deed Document Number | 202471475 |
| Deed Book / Page | 5375 / 196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 27, 2023 |
| Property Address | 5 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1314 |
| Document Number | 0051320146 |
| Book / Page | 5132 / 146 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 2023076395 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,041.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 310 LOOKOUT AVE APT 504, 504, HACKENSACK, NJ 07601-3632 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 5 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1314 |
| Document Number | 2023076396 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023076396 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 281 Months |
| Due | Apr 18, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 5 FOX HILL RD, UPPER SADDLE RIVER, NJ 07458-1314 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Title Company | MAIN STREET TTL & STLMTS SVC |
| Name | Verified Name |
|---|
| Document Number | 0043001170 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 4300/1170 |
| Instrument | 2021121687 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 5 Fox Hill Rd was $14,066, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,800 (+14.86%) Land $334,400 Building $289,400 | $623,800 (+14.86%) Land $334,400 Building $289,400 | |
| 2025 | $14,066.00 (+1.73%) | $543,100 Land $334,400 Building $208,700 | $543,100 Land $334,400 Building $208,700 |
| 2024 | $13,827.00 | ||
| 2023 | $543,100 (+0.85%) Land $334,400 Building $208,700 | $543,100 (+0.85%) Land $334,400 Building $208,700 | |
| 2022 | $13,317.00 (+4.06%) | $538,500 Land $334,400 Building $204,100 | $538,500 Land $334,400 Building $204,100 |
| 2021 | $12,797.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5 Fox Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Fox Hill Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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