5 Fourth St, Tupper Lake, NY 12986 Property Records

Franklin County and Tupper Lake Town property record for 5 Fourth St, Tupper Lake, NY 12986

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,228 sqft · built 1954
Lot Size	0.24 acres (10,502 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Aug 2003)
Tax Bill	$3,312 (2026)
Deeds & Mortgages	Dec 2022 Refinance Feb 2017 Mortgage
APN	`162001 490.76-5-13`

Property Details

APN / Parcel Number

Primary APN	`162001 490.76-5-13`
Alternative APNs	`200149007600050130000000` `009300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,502 sqft (0.24 acres)
Lot Dimensions	118 ft deep x 89 ft wide
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	157 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	009300
Street Address	5 FOURTH ST
City	TUPPER LAKE
State	NY
Zip	12986-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK7 GL106 LOT14&1/
Legal Block	5
Legal Lot Number	13.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	TUPPER LAKE
Census Block Group	1
Census Block	1021
Census Tract	951200

Owner

5 Fourth St is owned and occupied by an individual who bought it in August 2003.

Source: Franklin County and Tupper Lake Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5 FOURTH ST, TUPPER LAKE, NY 12986-2133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NYS AFFORDABLE HOUSING
Feb 2, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2003 · Amount on File
Deed Sale	Aug 11, 2003 · Amount on File
Deed Book / Page	834 / 228
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	5 FOURTH ST, TUPPER LAKE, NY 12986-2133
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006808
Date	Dec 20, 2022
Instrument	2022-6808

Lender

Name	NYS AFFORDABLE HOUSING
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	5 FOURTH ST, TUPPER LAKE, NY 12986-2133
Document Number	0000000653
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2017
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1181 TUPPER LAKE NY 129860181, TUPPER LAKE, NY 12986-0181

Mortgage

Document Number	0000000653
Date	Feb 8, 2017
Instrument	653

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5 Fourth St was $3,312 with exemptions applied, up 6.2% from the year before.

Source: Franklin County and Tupper Lake Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Tupper Lake Town
Municipality	Tupper Lake Village
Unified School District	Tupper Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,312.00 (+6.15%) Homeowner's exemption Senior Citizen's exemption
2025	$3,120.00	$75,700 Land $11,700 Building $64,000	$126,167 Land $19,500 Building $106,667
2023		$75,700 Land $11,700 Building $64,000	$108,143 Land $16,714 Building $91,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 5 Fourth St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Fourth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TUPPER LAKE V serves 5,500 people · EPA ID NY1600012
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Jan 2022 Total trihalomethanes not recorded as resolved · Jan 2021 Failure to filter resolved · Apr 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: SLICFiber, Verizon.

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