5 Forest St, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 5 Forest St, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,104 sqft · built 1973
Lot Size	0.549 acres (23,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,839 (2026)
Deeds & Mortgages	Nov 2025 Transfer Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:30A B:A10`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:30A B:A10`
Alternative APN	`30AA10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,104 sqft Living Area
Gross Area	2,278 sqft
Basement Area	994 sqft
Unfinished Basement	994 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,920 sqft (0.549 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	30AA10
Street Address	5 FOREST ST
City	OXFORD
State	MA
Zip	01540-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	A10
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	1
Census Block	1012
Census Tract	753200

Owner

5 Forest St is owned by two individuals who acquired it in October 2025.

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 CLARK RD, SPENCER, MA 01562-3122
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 2, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 23, 2025
Transfer Doc	072837-385
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Nov 17, 2025
Property Address	5 FOREST ST, OXFORD, MA 01540-1508
Document Number	072837-385
Book / Page	72837 / 385
Instrument Date	Oct 23, 2025
Instrument	100164
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	101 CLARK RD, SPENCER, MA 01562-3122

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	5 FOREST ST, OXFORD, MA 01540-1508
Document Number	57740-114
Instrument Date	Sep 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57740-114
Date	Sep 15, 2017
Book Page	057740/000114
Instrument	2028

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 5 Forest St was $3,839, down 4% from the year before.

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,839.00 (-3.95%)	$313,900 (-0.51%) Land $82,100 Building $231,800	$390,905 (+12.21%)
2025	$3,997.00 (+7.24%)	$315,500 (+14.1%) Land $94,400 Building $221,100	$348,365
2024	$3,727.00 (+2.31%)	$276,500 (+3.52%) Land $87,700 Building $188,800
2023	$3,643.00	$267,100 Land $78,300 Building $188,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Forest St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Forest St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION WATER COMPANY OXFORD private · serves 7,384 people · EPA ID MA2226000
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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