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5 Forest Dale Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 5 Forest Dale Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,296 sqft · built 1995
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$274,900 (Apr 2020)
Tax Bill$4,524 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA952000188

Property Details

APN / Parcel Number

Primary APNA952000188
Alternative APN
  • 2-0123-7055-00-0089.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
1st Floor Area1,304 sqft
Basement Area1,152 sqft
Finished Basement578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area70 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA952000188
Old Parcel NumberA952000188
Street Address5 FOREST DALE CT
CityO FALLON
StateMO
Zip63368-6815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFEISE FOREST EST REV PLAT LOT 89
Legal Range03E
Legal Township46N
Legal SubdivisionFEISE FOREST EST REV PLAT
Legal Lot Number89
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group5
Census Block5009
Census Tract311732

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5 FOREST DALE CT, O FALLON, MO 63368-6815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Apr 10, 2020Warranty Deed, Transfer · VA Mortgage
PREMIA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2020 · Amount on File
Deed SaleApr 10, 2020 · Amount on File
Prior SaleJul 6, 1998 · Amount on File
Deed Document Number0007267706
Deed Book / Page7267 / 706
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address5 FOREST DALE CT, O FALLON, MO 63368-6815
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FOREST DALE CT, O FALLON, MO 63368-6815

Mortgage

Document Number2021R023326
DateMar 16, 2021
Instrument2021R-023326
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 10, 2020
Property Address5 FOREST DALE CT, O FALLON, MO 63368-6815
Document Number0072670706
Book / Page7267 / 706
Map ReferenceMB 31 PG 316&317
Instrument DateApr 6, 2020
Instrument20200410000222180
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FOREST DALE CT, O FALLON, MO 63368-6815
InvestorPossibly a Property Investor

Mortgage

Document Number20200410000222190
DateApr 10, 2020
Instrument20200410000222190
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,524.00$70,518 (+6.19%)$371,145 (+6.19%) Land $65,000 Building $306,145
2023$66,405
2022$349,500 Land $45,000 Building $304,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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