Essex County and Marblehead Town property record for 5 Florence Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,542 sqft · built 1924 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Sep 2006) |
| Tax Bill | $8,063 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0016 B:0004 L:0 |
| Primary APN | MARB M:0016 B:0004 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| Gross Area | 2,996 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,017 sqft (0.207 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 FLORENCE RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 4 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 7 |
| Census Block | 7003 |
| Census Tract | 203100 |
5 Florence Rd is owned and occupied by two individuals who bought it in September 2006.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 FLORENCE RD, MARBLEHEAD, MA 01945-1007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit METRO CU |
| Jul 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BROKER SOLUTIONS INC |
| Aug 19, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jun 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2006 · Amount on File |
| Deed Sale | Sep 29, 2006 · Amount on File |
| Prior Sale | Jul 30, 1999 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 FLORENCE RD, MARBLEHEAD, MA 01945-1007 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040826-309 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 40826/309 |
| Instrument | 20220330001820 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 FLORENCE RD, MARBLEHEAD, MA 01945-1007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040046-195 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 40046/195 |
| Instrument | 20210701003690 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 FLORENCE RD, MARBLEHEAD, MA 01945-1007 |
| Document Number | 36139-488 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|
| Document Number | 36139-488 |
|---|---|
| Date | Aug 30, 2017 |
| Book Page | 036139/000488 |
| Instrument | 1708300151 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 5 FLORENCE RD, MARBLEHEAD, MA 01945-1007 |
| Document Number | 35957-144 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 35957-144 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 035957/000144 |
| Instrument | 1706210020 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 20, 2042 |
The 2026 property tax bill for 5 Florence Rd was $8,063, up 5% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,063.00 (+5.04%) | $941,900 (+11.05%) Land $645,300 Building $288,900 | $983,179 (+5.77%) |
| 2025 | $7,676.00 (+2.06%) | $848,200 (+1.05%) Land $580,700 Building $267,500 | $929,575 |
| 2024 | $7,521.00 (+2.09%) | $839,400 (+13.94%) Land $580,700 Building $258,700 | |
| 2023 | $7,367.00 | $736,700 Land $529,100 Building $207,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Florence Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Florence Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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