5 Flora Dr, Festus, MO 63028 Property Records

Jefferson County property record for 5 Flora Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,192 sqft · built 1959
Lot Size0.3 acres (13,083 sqft)
OwnerOwner on Record
Tax Bill$952 (2023)
Deeds & MortgagesFeb 2024 Second Mortgage
Nov 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN193.006.03009013

Property Details

APN / Parcel Number

Primary APN193.006.03009013

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,192 sqft Living Area
1st Floor Area1,192 sqft

Exterior

Year BuiltBuilt 1959
Construction TypeFrame
Lot Area13,083 sqft
Garage TypeAttached
Garage Area264 sqft
PorchPorch
Porch Area216 sqft
Patio Area249 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address5 FLORA DR
CityFESTUS
StateMO
Zip63028-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCT1
Legal DescriptionFAIRVIEW 2ND RESUB LOT 25 & E PT LOT 26
Legal Range06
Legal Township40
Legal Section06
Legal QuarterSW
Legal SubdivisionFAIRVIEW 2ND RESUB
Legal Block9
Legal Lot Number25-26
JurisdictionJEFFERSON MO
Township / Civil DivisionRIVER VIEW
Census Block Group5
Census Block5032
Census Tract700801

Owner

Source: Jefferson County assessment roll, as of May 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner on Record
Mailing Address5 FLORA DR, FESTUS, MO 63028-1710
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 15, 2020Deed of Trust, Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2005
Deed SaleJul 7, 2005
Prior SaleSep 14, 2001
Deed Document Number05-0035044
Record UpdatedJun 8, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address5 FLORA DR, FESTUS, MO 63028-1710
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000003956
DateFeb 22, 2024
Instrument2024R-003956
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueMar 1, 2044

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address5 FLORA DR, FESTUS, MO 63028-1710
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FLORA DR, FESTUS, MO 63028-1710

Mortgage

Document Number0000051255
DateNov 29, 2021
Instrument2021R-051255
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address5 FLORA DR, FESTUS, MO 63028-1710
Document Number0000021573
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FLORA DR FESTUS MO 630281710, FESTUS, MO 63028-1710

Mortgage

Document Number0000021573
DateJun 19, 2020
Instrument21573
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
AmountAmount Recorded
Term180 Months
DueJun 18, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
MunicipalityFestus City
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,500 (+9.47%) Land $1,800 Building $16,700
2024$97,100 (+9.22%) Land $9,400 Building $87,700
2023$952.00$16,900 Land $1,800 Building $15,100$88,900 Land $9,400 Building $79,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1986–2009)
Claims Outside the SFHA3 of 7
Most Recent ClaimMay 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFESTUS PWS
serves 13,000 people · EPA ID MO6010276
Water SourcePurchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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