5 Flagstone Ct, Germantown, MD 20874 Property Records

Montgomery County property record for 5 Flagstone Ct, Germantown, MD 20874

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,988 sqft · built 1962
Lot Size	0.613 acres (26,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2020)
Tax Bill	$5,358 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00392582`

Property Details

APN / Parcel Number

Primary APN	`06-00392582`
Alternative APN	`00392582`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,988 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	852 sqft
Finished Basement	852 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,687 sqft (0.613 acres)
Garage Type	Carport
Garage Area	351 sqft
Carport	Carport
Carport Area	351 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00392582
Street Address	5 FLAGSTONE CT
City	GERMANTOWN
State	MD
Zip	20874-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	BLACK ROCK ESTATES
Legal Subdivision	BLACK ROCK ESTATES
Legal Block	B
Legal Lot Number	6
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	1
Census Block	1022
Census Tract	700613

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 FLAGSTONE CT, GERMANTOWN, MD 20874-2231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage HOMESPIRE MTG CORP
Oct 15, 2020	Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Book / Page	60770 / 48
Prior Transfer Date	Sep 5, 2019
Prior Transfer Doc	0583970427
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	5 FLAGSTONE CT, GERMANTOWN, MD 20874-2231
Document Number	0607700054
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FLAGSTONE CT GERMANTOWN MD 208742231, GERMANTOWN, MD 20874-2231

Mortgage

Document Number	0607700054
Date	Oct 15, 2020
Book Page	060770/000054

Lender

Name	HOMESPIRE MTG CORP
Address	GAITHERSBURG, MD 20878

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 15, 2020
Property Address	5 FLAGSTONE CT, GERMANTOWN, MD 20874-2231
Document Number	0607700048
Book / Page	60770 / 48
Map Reference	MB 69 PL 6381
Instrument Date	Sep 3, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	UNITED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5 FLAGSTONE CT, GERMANTOWN, MD 20874-2231

Mortgage

Document Number	6077054
Date	Oct 15, 2020
Instrument	60770/54

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Oct 30, 2019
Property Address	5 FLAGSTONE CT, GERMANTOWN, MD 20874-2231
Document Number	0583970427
Book / Page	058397 / 000427
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5 FLAGSTONE CT GERMANTOWN MD 208742231, GERMANTOWN, MD 20874-2231

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,133 (+5.89%)	$462,500 (-) Land $258,700 Building $203,800
2025	$5,358.00 (+7.37%)	$413,767 (+14.38%)	$462,500 (+18.77%) Land $258,700 Building $203,800
2024	$4,990.00 (+44.14%)
2023		$361,733	$389,400 Land $246,300 Building $143,100
2022	$3,462.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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