Suffolk County and East Hampton Town property record for 5 Flagg Ave, Montauk, NY 11954
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Dec 2001) |
| Tax Bill | $8,268 (2024) |
| Deeds & Mortgages | Sep 2023 Line of Credit Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 472489 30.-4-2.1 |
| Primary APN | 472489 30.-4-2.1 |
|---|---|
| Alternative APN |
|
| Lot Area | 18,295 sqft (0.42 acres) |
|---|
| Street Address | 5 FLAGG AVE |
|---|---|
| City | MONTAUK |
| State | NY |
| Zip | 11954-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | EAST HAMPTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 201007 |
Source: Suffolk County and East Hampton Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 5, 2023 | Deed of Trust, Mortgage · Line of Credit RIDGEWOOD SAVINGS BANK |
| Aug 27, 2021 | Deed of Trust, Mortgage · ARM MORGAN STANLEY CREDIT CORP |
| Jun 15, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Apr 15, 2020 | Deed of Trust, Mortgage · ARM RIDGEWOOD SAVINGS BANK |
| Jan 27, 2020 | Loan Modification, Consolidation and Extension, Mortgage RIDGEWOOD SVGS BK |
| Dec 20, 2016 | Deed of Trust, Mortgage RIDGEWOOD SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2001 · Amount on Record |
| Deed Sale | Dec 17, 2001 · Amount on Record |
| Deed Book / Page | 12158 / 592 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0235320966 |
|---|---|
| Date | Sep 5, 2023 |
| Book Page | 23532/966 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0233180466 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 23318/466 |
| Instrument | DM031589 |
| Name | MORGAN STANLEY CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.8% |
| Type Change Date | May 1, 2031 |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229350258 |
|---|---|
| Date | Jun 15, 2018 |
| Book Page | 22935/258 |
| Instrument | 18-0110643 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231250435 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 23125/435 |
| Instrument | DL001617 |
| Name | RIDGEWOOD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Feb 1, 2035 |
| Index | 1-Year CMT |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Document Number | 0231250436 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 FLAGG AVE MONTAUK NY 119545208, MONTAUK, NY 11954-5208 |
| Document Number | 0231250436 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 023125/000436 |
| Name | RIDGEWOOD SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 1981 MARCUS AVE # 110, NEW HYDE PARK, NY 11042-1046 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 5 FLAGG AVE, MONTAUK, NY 11954-5208 |
| Document Number | 0227830153 |
| Instrument Date | Dec 20, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | KISS ABSTRACT LLC, KISS ABS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5 FLAGG AVE MONTAUK NY 119545208, MONTAUK, NY 11954-5208 |
| Document Number | 0227830153 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 022783/000153 |
| Name | RIDGEWOOD SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 1981 MARCUS AVE # 110, NEW HYDE PARK, NY 11042-1046 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Jan 25, 2042 |
Source: Suffolk County and East Hampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | East Hampton Town |
| Unified School District | Montauk Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,225 (-) Land $800 Building $6,425 | $2,257,813 (+10,837.43%) Land $250,000 Building $2,007,813 | |
| 2024 | $8,268.00 | $20,643 (+5.72%) Land $2,286 Building $18,357 | |
| 2023 | $7,225 Land $800 Building $6,425 | $19,527 Land $2,162 Building $17,365 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 216 individual policies |
| Nearby Flood Policies | 224 units insured incl. 8 condo units |
| Nearby Flood Claims | 14 (2005–2024) |
| Claims Outside the SFHA | 5 of 14 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Starlink Satellite | 280 / 30 |
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