White Pine County property record for 5 First St, Ruth, NV 89319
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,876 sqft · built 1955 |
| Lot Size | 0.286 acres (12,497 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Sep 2018) |
| Tax Bill | $1,105 (2023) |
| Deeds & Mortgages | Feb 2024 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-082-04 |
| Primary APN | 003-082-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,876 sqft Living Area |
| Gross Area | 2,272 sqft |
| Year Built | Built 1955 |
|---|---|
| Exterior Material | Other |
| Roof Material | Metal |
| Lot Area | 12,497 sqft (0.286 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 392 sqft |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 300 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 003-082-04 |
|---|---|
| Street Address | 5 FIRST ST |
| City | RUTH |
| State | NV |
| Zip | 89319-9104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 8 & 9 NEW RUTH TOWNSITE |
| Legal Subdivision | NEW RUTH TOWNSITE |
| Legal Block | 17 |
| Legal Lot Number | 8-9 |
| Jurisdiction | WHITE PINE NV |
| Township / Civil Division | RUTH |
| Census Block Group | 4 |
| Census Block | 4261 |
| Census Tract | 970200 |
5 First St is owned by two individuals who bought it in September 2018.
Source: White Pine County records, as of December 28, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 151661, ELY, NV 89315-1208 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Sep 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 26, 2018 | Grant Deed, Transfer · FHA Mortgage SUMMIT FNDG |
| May 23, 2017 | Grant Deed, Transfer STEWART TITLE |
| Jan 31, 2017 | Quit Claim Deed, Transfer PREMIUM TITLE INC, PREMIER TITLE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2018 · Amount on File |
| Deed Sale | Sep 26, 2018 · Amount on File |
| Prior Sale | May 23, 2017 · Amount on File |
| Deed Document Number | 2018-379883 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE PINE NV |
| Property Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Document Number | 2024402187 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-402187 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jan 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE PINE NV |
| Property Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Document Number | 2021390042 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021-390042 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 325 Months |
| Due | Oct 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHITE PINE NV |
| Recording Date | Sep 26, 2018 |
| Property Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Document Number | 0000379883 |
| Instrument Date | Sep 20, 2018 |
| Instrument | 379883 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $565.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 151661 ELY NV 893151208, ELY, NV 89315-1208 |
| Document Number | 379884 |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 379884 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2048 |
| Document Number | 379885, |
|---|---|
| Date | Sep 26, 2018 |
| Instrument | 379885 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Address | CARSON CITY, NV 89701 |
| Amount | Amount on Record |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WHITE PINE NV |
| Recording Date | May 23, 2017 |
| Property Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Document Number | 0000374608 |
| Book / Page | 000684 / 000549 |
| Instrument Date | May 16, 2017 |
| Instrument | 374608 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $107.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 54 RUTH NV 893190054, RUTH, NV 89319-0054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHITE PINE NV |
| Recording Date | Jan 31, 2017 |
| Property Address | 5 FIRST ST, RUTH, NV 89319-9104 |
| Document Number | 0000373957 |
| Book / Page | 000680 / 000358 |
| Instrument Date | Dec 12, 2016 |
| Instrument | 373957 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2017 |
| Title Company | PREMIUM TITLE INC, PREMIER TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Tax | $82.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 333 WESTCHESTER AVE #W2100 WHITE PLAINS NY 106042949, W2100, WHITE PLAINS, NY 10604-2949 |
| Investor | Possibly a Property Investor |
Source: White Pine County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Nevada |
| County | White Pine County |
| Unified School District | White Pine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,105.00 (+7.7%) | $30,238 (+11.72%) Land $3,412 Building $26,826 | $86,395 (+11.72%) Land $9,748 Building $76,647 |
| 2022 | $1,026.00 | $27,067 Land $3,412 Building $23,655 | $77,333 Land $9,748 Building $67,585 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 First St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 First St is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 76% of Nevada |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUTH WATER DISTRICT serves 470 people · EPA ID NV0000164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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