5 Finisterra, Irvine, CA 92614 Property Records

Orange County property record for 5 Finisterra, Irvine, CA 92614

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,960 sqft · built 2007
Lot Size	0.093 acres (4,050 sqft)
Owner	Company Name on Record
Tax Bill	$7,417 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`447-261-12`

Property Details

APN / Parcel Number

Primary APN	`447-261-12`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,960 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	4,050 sqft (0.093 acres)
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	5 FINISTERRA
City	IRVINE
State	CA
Zip	92614-5381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12628 BLK LOT 12
Legal Tract	12628
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52522

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 FINISTERRA, IRVINE, CA 92614-5381
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 8, 2016	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 2, 1994
Transfer Doc	0000120356
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 FINISTERRA, IRVINE, CA 92614-5381
Document Number	0000057183
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 FINISTERRA IRVINE CA 926145381, IRVINE, CA 92614-5381

Mortgage

Document Number	0000057183
Date	Feb 11, 2020
Instrument	57183

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 FINISTERRA, IRVINE, CA 92614-5381
Document Number	0000033158
Instrument Date	Dec 8, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FINISTERRA IRVINE CA 926145381, IRVINE, CA 92614-5381

Mortgage

Document Number	0000033158
Date	Jan 25, 2017
Instrument	33158

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$709,002 (+2%) Land $224,793 Building $484,209
2025	$7,417.00 (+4.89%) Homeowner's exemption	$695,100 (+4.04%) Land $220,385 Building $474,715
2023	$7,071.00 (+1.98%) Homeowner's exemption	$668,109 Land $211,827 Building $456,282
2022	$6,934.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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