5 Ferguson St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 5 Ferguson St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,508 sqft · built 1920
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jun 2004)
Tax Bill	$3,035 (2026)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 83 1 14`

Property Details

APN / Parcel Number

Primary APN	`08 83 1 14`
Alternative APN	`123631`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,508 sqft Heated Area
Gross Area	2,975 sqft
1st Floor Area	1,416 sqft
Attic	Attic
Attic Area	312 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Area	1 sqft

Exterior Amenities

Porch	Slab
Porch Area	471 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	123631
Street Address	5 FERGUSON ST
City	GRANITE FALLS
State	NC
Zip	28630-1846
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1969 PG 213 YR 2019 ST 0.00
Legal Subdivision	R D BESHEARS ESTATE PROP
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2029
Census Tract	31402

Owner

5 Ferguson St is owned and occupied by an individual who acquired it in December 2008.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5 FERGUSON ST, GRANITE FALLS, NC 28630-1846
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Grant Deed, Mortgage QUICKEN LNS
Dec 18, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE (NY) INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2004 · Amount on File
Deed Sale	Jun 15, 2004 · Amount on File
Prior Sale	Feb 13, 1998 · Amount on File
Deed Book / Page	1508 / 1487
Last Transfer Date	Dec 23, 2008
Transfer Doc	0017010021
Record Updated	Oct 29, 2026

August 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Aug 12, 2019
Property Address	5 FERGUSON ST, GRANITE FALLS, NC 28630-1846
Document Number	0010035601
Book / Page	001969 / 000213
Instrument Date	Jun 21, 2019
Instrument	10035601
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FERGUSON ST GRANITE FALLS NC 286301846, GRANITE FALLS, NC 28630-1846

Mortgage

Document Number	10035602
Date	Aug 12, 2019
Book Page	001969/000217
Instrument	10035602

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	5 FERGUSON ST, GRANITE FALLS, NC 28630-1846
Document Number	0010018011
Book / Page	001932 / 001633
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 FERGUSON ST GRANITE FALLS NC 286301846, GRANITE FALLS, NC 28630-1846

Mortgage

Document Number	0010018011
Date	Dec 20, 2017
Book Page	001932/001633
Instrument	10018011

Lender

Name	MONEY SOURCE (NY) INC
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Dec 19, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 5 Ferguson St was $3,035, down 14.1% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Rhodhiss Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,035.00 (-14.07%)	$304,300 (-) Land $33,000 Building $271,300
2025	$3,532.00 (+237.67%)	$304,300 Land $33,000 Building $271,300	$304,300 Land $33,000 Building $271,300
2024	$1,046.00
2023		$89,100 (-) Land $29,300 Building $59,800	$89,100 (-) Land $29,300 Building $59,800
2022	$1,048.00	$89,100 Land $29,300 Building $59,800	$89,100 Land $29,300 Building $59,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Ferguson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ferguson St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RHODHISS serves 867 people · EPA ID NC0114035
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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