5 Fairside Dr, Carolina, RI 02812 Property Records

Richmond Town property record for 5 Fairside Dr, Carolina, RI 02812

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,777 sqft · built 2008
Lot Size	0.964 acres (41,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$184,000 (Mar 2007)
Tax Bill	$9,255 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`23-0599-50`

Property Details

APN / Parcel Number

Primary APN	`23-0599-50`
Alternative APN	`RICH M:07D B:012 L:003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,777 sqft Living Area
Gross Area	6,371 sqft
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,979 sqft (0.964 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23-0599-50
Street Address	5 FAIRSIDE DR
City	CAROLINA
State	RI
Zip	02812-1070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	12
Legal Lot Number	3
Jurisdiction	RICHMOND RI
Township / Civil Division	RICHMOND
Census Block Group	4
Census Block	4011
Census Tract	50600

Owner

Source: Richmond Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 FAIRSIDE DR, CAROLINA, RI 02812-1070
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Apr 4, 2025	Deed of Trust, Mortgage NATIONSTAR MORTGAGE LLC
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Nov 22, 2017	Deed of Trust, Mortgage NEW PENN FINANCIAL LLC
Jan 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU
Aug 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WESTERLY CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2007 · Amount on Record
Deed Sale	Mar 30, 2007 · Amount on Record
Deed Book / Page	235 / 875
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Recording Date	Aug 12, 2026
Property Address	5 FAIRSIDE DR, CAROLINA, RI 02812-1070
Document Number	0382000964
Book / Page	382 / 964
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FAIRSIDE DR, CAROLINA, RI 02812-1070

Mortgage

Document Number	0382000964,
Date	Aug 12, 2026
Book Page	382/964

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	5 FAIRSIDE DR, RICHMOND, RI 02812-1070
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000374-428
Date	Apr 4, 2025
Book Page	374/428

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	5 FAIRSIDE DR, RICHMOND, RI 02812-1070
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000355-815
Date	Jan 13, 2022
Book Page	355/815

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	5 FAIRSIDE DR, RICHMOND, RI 02812-1070
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	317-83
Date	Nov 22, 2017
Book Page	317/83
Instrument	48437

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 1, 2042

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	5 FAIRSIDE DR, RICHMOND, RI 02812-1070
Document Number	325-562
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FAIRSIDE DR RICHMOND RI 028121070, RICHMOND, RI 02812-1070

Mortgage

Document Number	325-562
Date	Jan 23, 2019
Book Page	000325/000562

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	5 FAIRSIDE DR, RICHMOND, RI 02812-1070
Document Number	314-554
Book / Page	000314 / 000554
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 FAIRSIDE DR RICHMOND RI 028121070, RICHMOND, RI 02812-1070

Mortgage

Document Number	314-554
Date	Aug 8, 2017
Book Page	000314/000554
Instrument	47404

Lender

Name	WESTERLY CMNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 7, 2042

Tax Assessment & Valuation

Source: Richmond Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Richmond Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,255.00 (-0.61%)	$630,900 (-) Land $150,600 Building $480,300	$721,715
2023	$9,312.00	$630,900 Land $150,600 Building $480,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1999–2014)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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