5 Fair St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 5 Fair St, Cold Spring, NY 10516 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1850
Square Footage1,700 sqft Living Area
Lot Size3,784 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$245,000 (1997)
Tax Bill$13,712.00 (2024)

Property Details

APN / Parcel Number

Primary APN372601 48.8-1-1
Alternative APNs
  • 260104800800010010000000
  • 015750

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,700 sqft Living Area
Gross Area1,810 sqft Gross Area
1st Floor930 sqft 1st Floor
2nd Floor770 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Exterior MaterialComposition/Composite Exterior
Lot Area3,784 sqft (0.086 acres)
Depth X Width88 ft x 43 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
PorchCovered Porch
Porch Area110 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number015750
Street Address5 FAIR ST
CityCOLD SPRING
StateNY
Zip10516-3003
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLAND & RESIDENCE
Legal Block1
Legal Lot Number1.000
JurisdictionPUTNAM NY
Minor Civil DivisionPHILIPSTOWN
Census Blockgroup3
Census Block3017
Census Tract10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 48.8-1-1

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 FAIR ST, COLD SPRING, NY 10516-3003
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 14, 2020Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Sep 17, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
JP MORGAN CHASE BK
Apr 06, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 04, 1997 · Amount on Record
Deed SaleSep 04, 1997 · Amount on Record
Prior SaleNov 15, 1995 · Amount on Record
Deed Book / Page1398 / 188
Last Transfer DateJan 13, 2012
Transfer Doc0018930490
Record RefreshedJun 08, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address5 FAIR ST, COLD SPRING, NY 10516-3003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLEWORKS ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0069700080
DateSep 25, 2019
Book Page6970/080
Instrument13786-2019
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address5 FAIR ST, COLD SPRING, NY 10516-3003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FAIR ST, COLD SPRING, NY 10516-3003

Mortgage

Document Number0072180214
DateDec 14, 2020
Book Page7218/214
Instrument11061-2020
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 10, 2030

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPUTNAM NY
Property Address5 FAIR ST, COLD SPRING, NY 10516-3003
Document Number0069700099
Instrument DateSep 17, 2019
Transaction TypeMortgage
Record UpdatedOct 10, 2019
Title CompanyTITLEWORKS ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 FAIR ST COLD SPRING NY 105163003, COLD SPRING, NY 10516-3003

Mortgage

Document Number0069700099
DateSep 25, 2019
Book Page006970/000099
Instrument13787
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term300 Months
DueSep 24, 2044
Interest
Rate TypeFixed Rate
Rate4%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address5 FAIR ST, COLD SPRING, NY 10516-3003
Document Number0068190104
Instrument DateApr 06, 2018
Transaction TypeMortgage
Record UpdatedMay 01, 2018
Title CompanyEQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address5 FAIR ST COLD SPRING NY 105163003, COLD SPRING, NY 10516-3003

Mortgage

Document Number0068190104
DateApr 18, 2018
Book Page006819/000104
Instrument1601176
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$216,100 (-) Land $36,100 Building $180,000$704,597 (+10.07%)
2024$13,712.00$216,100 (-) Land $36,100 Building $180,000$640,107 (+4.32%)
2023$216,100 (-) Land $36,100 Building $180,000$613,572 (+11.73%) Land $102,499 Building $511,073
2022$216,100 Land $36,100 Building $180,000$549,174 Land $91,741 Building $457,433

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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