5 Exchange St, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 5 Exchange St, Albany, NY 12205

Property Summary

Property Type	Apartments (5+ Units)
Details	2,744 sqft · built 1932
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2025)
Tax Bill	$5,737 (2026)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`012689 54.13-1-7`

Property Details

APN / Parcel Number

Primary APN	`012689 54.13-1-7`
Alternative APNs	`268905401300010070000000` `05401300010070000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,744 sqft Gross Area
Basement Area	1,519 sqft
Unfinished Basement	1,519 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1980
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	128 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05401300010070000000
Street Address	5 EXCHANGE ST
City	ALBANY
State	NY
Zip	12205-3382
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	13
Legal Description	N-17 E-3 S-26-26
Legal Subdivision	LANDS OF BRIDGET DUFFY
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	3
Census Block	3009
Census Tract	14002

Owner

5 Exchange St, a residential property, is owned and occupied by an individual who bought it in September 2025.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5 EXCHANGE ST, ALBANY, NY 12205-3382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Document Number	202516447
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	5 EXCHANGE ST, ALBANY, NY 12205-3382
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007893
Date	Dec 17, 2018
Instrument	R2018-27893

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 5 Exchange St was $5,737, down 4.4% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,737.00 (-4.38%)
2025	$6,000.00	$120,600 Land $8,500 Building $112,100	$276,000 Land $19,453 Building $256,547
2023		$120,600 Land $8,500 Building $112,100	$236,500 Land $16,669 Building $219,831

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Exchange St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	24 (2000–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Exchange St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20