Middlesex County and Ashland Town property record for 5 Esther Ln, Ashland, MA 01721
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,942 sqft · built 2003 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,420 (Nov 2003) |
| Tax Bill | $13,018 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | M:014/023.0-0224-0000.0 |
| Primary APN | M:014/023.0-0224-0000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,942 sqft Living Area |
| 1st Floor Area | 1,479 sqft |
| Basement Area | 1,461 sqft |
| Unfinished Basement | 441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,056 sqft (0.69 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 5 ESTHER LN |
|---|---|
| City | ASHLAND |
| State | MA |
| Zip | 01721-4409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 224 |
| Jurisdiction | ASHLAND MA |
| Township / Civil Division | ASHLAND |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 385201 |
5 Esther Ln is owned and occupied by two individuals who bought it in November 2003.
Source: Middlesex County and Ashland Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 ESTHER LN, ASHLAND, MA 01721-4409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2003 · Amount on File |
| Deed Sale | Nov 25, 2003 · Amount on File |
| Deed Document Number | 20031339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHLAND MA |
| Property Address | 5 ESTHER LN, ASHLAND, MA 01721-4409 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084761-343 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 84761/343 |
| Instrument | 127517 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5 Esther Ln was $13,018, up 3.1% from the year before.
Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ashland Town |
| Unified School District | Ashland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,018.00 (+3.07%) | $1,019,400 (+6.87%) Land $305,800 Building $713,600 | $1,106,465 (+5.72%) |
| 2024 | $12,630.00 (+8.84%) | $953,900 (+13.2%) Land $305,800 Building $648,100 | $1,046,615 |
| 2023 | $11,604.00 | $842,700 Land $291,100 Building $551,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Esther Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 individual policies |
| Nearby Flood Policies | 25 units insured incl. 8 condo units |
| Nearby Flood Claims | 3 (1978–2011) |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Esther Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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