5 Ernella Dr, Belvidere, NJ 07823 Property Records

Warren County and White Township property record for 5 Ernella Dr, Belvidere, NJ 07823

Property Summary

Property Type	Single Family Home
Details	2,376 sqft · built 1988
Lot Size	3.05 acres (132,858 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Dec 2007)
Tax Bill	$9,849 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00016-0000-00024-12`

Property Details

APN / Parcel Number

Primary APN	`23-00016-0000-00024-12`
Alternative APN	`23000160000000240012`

Interior

Stories	2 Stories
Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Construction Type	Frame
Lot Area	132,858 sqft
Garage Type	Attached

Location & Zoning

Street Address	5 ERNELLA DR
City	BELVIDERE
State	NJ
Zip	07823-2703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	ORCHARD
Legal Block	16
Legal Lot Number	24.12
Jurisdiction	WARREN NJ
Township / Civil Division	WHITE
Census Block Group	4
Census Block	4045
Census Tract	31601

Owner

5 Ernella Dr is owned and occupied by two individuals who acquired it in April 2010.

Source: Warren County and White Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ERNELLA DR, BELVIDERE, NJ 07823-2703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2007 · Amount on File
Deed Sale	Dec 3, 2007 · Amount on File
Deed Document Number	2007310511
Deed Book / Page	2183 / 177
Last Transfer Date	Apr 26, 2010
Transfer Doc	002311/235
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	5 ERNELLA DR, BELVIDERE, NJ 07823-2703
Document Number	0000543243
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 ERNELLA DR BELVIDERE NJ 078232703, BELVIDERE, NJ 07823-2703

Mortgage

Document Number	0000543243
Date	Jan 4, 2021
Book Page	007006/000143
Instrument	543243

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jan 3, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 5 Ernella Dr was $9,849, up 4.8% from the year before.

Source: Warren County and White Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
County Subdivision	White Township
Unified School District	White Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$375,900 (-) Land $120,300 Building $255,600	$375,900 (-) Land $120,300 Building $255,600
2025	$9,849.00 (+4.8%)	$375,900 Land $120,300 Building $255,600	$375,900 Land $120,300 Building $255,600
2024	$9,398.00
2023		$375,900 Land $120,300 Building $255,600	$375,900 Land $120,300 Building $255,600
2022	$8,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Ernella Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2005–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2023 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Ernella Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250