5 Erin Ln, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 5 Erin Ln, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	2,560 sqft · built 1985
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Feb 2025)
Tax Bill	$12,519 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-13003-13-00003`

Property Details

APN / Parcel Number

Primary APN	`15-13003-13-00003`
Alternative APNs	`1513003001300003` `08543000`

Interior

Stories	2 Stories
Building Area	2,560 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	120 ft deep x 110 ft wide

Location & Zoning

Account Number	08543000
Street Address	5 ERIN LN
City	OLD BRIDGE
State	NJ
Zip	08857-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	110X120
Legal Subdivision	OLD BRIDGE MANOR SEC 3
Legal Block	13003
Legal Lot Number	3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2012
Census Tract	7914

Owner

Source: Middlesex County and Old Bridge Township records · APN 15-13003-13-00003

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 ERIN LN, OLD BRIDGE, NJ 08857-2756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2025 · Amount on Record
Deed Sale	Feb 25, 2025 · Amount on Record
Prior Sale	Jun 10, 1993 · Amount on Record
Deed Document Number	202511678
Deed Book / Page	19667 / 728
Prior Transfer Date	Sep 24, 2014
Prior Transfer Doc	201410150307
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	5 ERIN LN, OLD BRIDGE, NJ 08857-2756
Transaction Type	Mortgage
Record Updated	Jan 09, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ERIN LN, OLD BRIDGE, NJ 08857-2756

Mortgage

Document Number	0000078075
Date	Dec 17, 2025
Book Page	19906/1056
Instrument	2025078075

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

Source: Middlesex County and Old Bridge Township records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,500 (-) Land $63,700 Building $137,800	$201,500 (-) Land $63,700 Building $137,800
2025	$12,519.00 (+10.02%)	$201,500 (-) Land $63,700 Building $137,800	$201,500 (-) Land $63,700 Building $137,800
2024	$11,379.00 (+6.69%)
2023		$201,500 Land $63,700 Building $137,800	$201,500 Land $63,700 Building $137,800
2022	$10,665.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Communications Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile USA.

Based on FCC filings for 92 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OLD BRIDGE MUA serves 68,000 people
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.