5 Equestrian Downs Ct, Saint Peters, MO 63376 Property Records

St. Charles County property record for 5 Equestrian Downs Ct, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,154 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,800 (Nov 2019)
Tax Bill	$5,770 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A972001552`

Property Details

APN / Parcel Number

Primary APN	`A972001552`
Alternative APN	`2-0066-7631-00-0261.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,154 sqft Living Area
Gross Area	4,141 sqft
1st Floor Area	1,210 sqft
Basement Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972001552
Street Address	5 EQUESTRIAN DOWNS CT
City	SAINT PETERS
State	MO
Zip	63376-4276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	HUNTINGTON DOWNS LOT 261
Legal Subdivision	HUNTINGTON DOWNS
Legal Lot Number	261
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1008
Census Tract	311735

Owner

Source: St. Charles County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 EQUESTRIAN DOWNS CT, SAINT PETERS, MO 63376-4276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2017	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
May 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Sep 12, 2003 · Amount on Record
Deed Document Number	2019647720
Deed Book / Page	7180 / 1594
Prior Transfer Date	Aug 8, 2003
Prior Transfer Doc	0000135199
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 EQUESTRIAN DOWNS CT, SAINT PETERS, MO 63376-4276
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068462385
Date	Dec 1, 2017
Book Page	6846/2385
Instrument	20171201000745340

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 12, 2019
Property Address	5 EQUESTRIAN DOWNS CT, SAINT PETERS, MO 63376-4276
Document Number	0071801594
Book / Page	7180 / 1594
Map Reference	MB 33 PG 349
Instrument Date	Oct 31, 2019
Instrument	20191112000647720
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 EQUESTRIAN DOWNS CT, O FALLON, MO 63376-4276

Mortgage

Document Number	20191112000647730
Date	Nov 12, 2019
Instrument	20191112000647730

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 21, 2018
Property Address	5 EQUESTRIAN DOWNS CT, SAINT PETERS, MO 63376-4276
Document Number	0069211793
Book / Page	006921 / 001793
Instrument Date	May 14, 2018
Instrument	278980
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5 EQUESTRIAN DOWNS CT ST PETERS MO 633764276, ST PETERS, MO 63376-4276

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,770.00 (+3.8%)	$90,105 (+6.89%)	$474,237 (+6.89%) Building $474,237
2024	$5,559.00
2023		$84,300
2022			$443,683 Land $60,000 Building $383,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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