Middlesex County and Winchester Town property record for 5 Emerson Rd, Winchester, MA 01890 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,690 sqft · built 1937 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $980,000 (Sep 2021) |
| Tax Bill | $141 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WINC M:021 B:0044 L:0 |
| Primary APN | WINC M:021 B:0044 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,690 sqft Living Area |
| Gross Area | 4,608 sqft |
| Basement Area | 1,155 sqft |
| Unfinished Basement | 577 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,202 sqft (0.234 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 5 EMERSON RD |
|---|---|
| City | WINCHESTER |
| State | MA |
| Zip | 01890-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 44 |
| Jurisdiction | WINCHESTER MA |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 338400 |
Source: Middlesex County and Winchester Town records · APN WINC M:021 B:0044 L:0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 EMERSON RD, WINCHESTER, MA 01890-3405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 06, 2022 | Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY |
| Sep 07, 2021 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage WASHINGTON TRUST MORTGAGE CO |
| Sep 07, 2021 | Fiduciary Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2021 · Amount on Record |
| Deed Sale | Sep 07, 2021 · Amount on Record |
| Prior Sale | Sep 07, 2021 · Amount on Record |
| Deed Document Number | 20211892644 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Property Address | 5 EMERSON RD, WINCHESTER, MA 01890-3405 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 080799-223 |
|---|---|
| Date | Oct 06, 2022 |
| Book Page | 80799/223 |
| Instrument | 150702 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Sep 07, 2021 |
| Property Address | 5 EMERSON RD, WINCHESTER, MA 01890-3405 |
| Document Number | 1892644 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 1892644 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 EMERSON RD, WINCHESTER, MA 01890-3405 |
| Document Number | 199104 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 199104 |
| Name | WASHINGTON TRUST MORTGAGE CO |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | Oct 01, 2028 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | WINCHESTER MA |
| Recording Date | Sep 07, 2021 |
| Property Address | 5 EMERSON RD, WINCHESTER, MA 01890-3405 |
| Document Number | 78640-89 |
| Book / Page | 78640 / 89 |
| Instrument Date | Sep 02, 2021 |
| Instrument | 199103 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5 EMERSON RD, WINCHESTER, MA 01890-3405 |
Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141.00 (-98.95%) | $1,278,800 (+7.87%) Land $928,000 Building $350,800 | $1,212,390 |
| 2024 | $13,432.00 (+9.09%) | $1,185,500 (+13.61%) Land $861,700 Building $323,800 | |
| 2023 | $12,313.00 | $1,043,500 Land $729,100 Building $314,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173384003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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