5 Elwood St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 5 Elwood St, Everett, MA 02149

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 1,410 sqft · built 1907
Lot Size	0.052 acres (2,278 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Oct 2018)
Tax Bill	$8,235 (2026)
Deeds & Mortgages	Feb 2022 Refinance May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A00001 000071 01`

Property Details

APN / Parcel Number

Primary APN	`A00001 000071 01`
Alternative APNs	`EVER M:A0 B:01 L:000071` `M:A00 B:001 L:000071-01` `A00001 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,410 sqft Living Area
Gross Area	2,934 sqft
1st Floor Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	690 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,278 sqft (0.052 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	A00001 000071 01
Street Address	5 ELWOOD ST
City	EVERETT
State	MA
Zip	02149-3104
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DD
Legal Subdivision	EVERETT
Legal Block	1
Legal Lot Number	71
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1001
Census Tract	342202

Owner

5 Elwood St, a duplex, is owned and occupied by two individuals who bought it in October 2018.

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ELWOOD ST, EVERETT, MA 02149-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
May 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 17, 2018	Quit Claim Deed, Transfer UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Prior Sale	Mar 28, 2016 · Amount on File
Deed Book / Page	71757 / 18
Transfer Doc	0071757-18
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	5 ELWOOD ST, EVERETT, MA 02149-3104
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079626-496
Date	Feb 1, 2022
Book Page	79626/496
Instrument	17614

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	5 ELWOOD ST, EVERETT, MA 02149-3104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74599-309
Date	May 5, 2020
Book Page	74599/309
Instrument	66604

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Oct 17, 2018
Property Address	5 ELWOOD ST, EVERETT, MA 02149-3104
Document Number	71757-18
Book / Page	71757 / 18
Instrument	159663
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	717570021
Date	Oct 17, 2018
Instrument	71757/0021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 5 Elwood St was $8,235, up 14.9% from the year before.

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,235.00 (+14.85%)	$652,500 (+3.65%) Land $240,600 Building $411,900	$721,627
2025	$7,170.00 (+9.63%)	$629,500 (+10.3%) Land $233,900 Building $395,600
2024	$6,540.00 (+2.33%)	$570,700 (+5.2%) Land $205,000 Building $365,700
2023	$6,391.00	$542,500 Land $196,100 Building $346,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Elwood St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5 Elwood St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Starry.

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