5 Elmer Ct, Townsend, DE 19734 Property Records

New Castle County property record for 5 Elmer Ct, Townsend, DE 19734

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,235 sqft · built 2019
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$344,900 (Sep 2019)
Tax Bill$3,528 (2025)
Deeds & MortgagesNov 2023 Mortgage
Oct 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-012.20-043

Property Details

APN / Parcel Number

Primary APN14-012.20-043

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,235 sqft Living Area
1st Floor Area1,115 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5 ELMER CT
CityTOWNSEND
StateDE
Zip19734-2892
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal SubdivisionGOLDSBOROUGH FARM
Legal Lot Number66
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group4
Census Block4000
Census Tract16808

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 ELMER CT, TOWNSEND, DE 19734-2892
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 4, 2022Deed of Trust, Mortgage · Construction Mortgage
ARTISANS BANK
Sep 20, 2019Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK INC
Aug 9, 2018Loan Modification, Mortgage
ARTISANS BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2019 · Amount on Record
Deed SaleSep 20, 2019 · Amount on Record
Prior SaleMay 16, 2015
Deed Document Number201975410
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address5 ELMER CT, TOWNSEND, DE 19734-2892
Transaction TypeMortgage
Record UpdatedNov 10, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ELMER CT, TOWNSEND, DE 19734-2892

Mortgage

Document Number0000073429
DateNov 1, 2023
Instrument20231101-0073429
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term311 Months
DueOct 1, 2049

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address5 ELMER CT, TOWNSEND, DE 19734-2892
Transaction TypeMortgage
Record UpdatedOct 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000095478
DateOct 4, 2022
Instrument20221004-0095478
Lender
NameARTISANS BANK
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 20, 2019
Property Address5 ELMER CT, TOWNSEND, DE 19734-2892
Document Number0000075410
Map ReferenceDOC 20101021-0056517
Instrument DateSep 16, 2019
Instrument20190920-0075410
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyDV ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SLMER COURT, TOWNSEND, DE 19734

Mortgage

Document Number0000075414
DateSep 20, 2019
Instrument20190920-0075414
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW CASTLE DE
Recording DateAug 9, 2018
Property Address5 ELMER CT, TOWNSEND, DE 19734-2892
Instrument DateAug 3, 2018
Instrument40465
Transaction TypeMortgage
Record UpdatedAug 24, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5169 W WOODMILL DR WILMINGTON DE 198084067, WILMINGTON, DE 19808-4067

Mortgage

Document Number0000040465
DateAug 9, 2018
Instrument40465
Lender
NameARTISANS BK
TypeBank
Address2961 CENTERVILLE RD, WILMINGTON, DE 19808-1666
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,528.00 (+7.69%)$438,200 (+394.02%) Land $87,600 Building $350,600
2024$431,820
2023$3,276.00$88,700 Land $7,600 Building $81,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARTESIAN WATER COMPANY
private · serves 231,114 people · EPA ID DE0000552
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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