Worcester County and Harvard Town property record for 5 Elm St, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $695,000 (Jul 1999) |
| Tax Bill | $18,733 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:17-C B:32 |
| Primary APN | HARV M:17-C B:32 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,958 sqft (0.55 acres) |
|---|---|
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 125017C003200000 |
|---|---|
| Street Address | 5 ELM ST |
| City | HARVARD |
| State | MA |
| Zip | 01451-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PREPARED ERIC M & ELAINE V OLS |
| Legal Block | 32 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 761401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Harvard Center Historic District listed 1997 · 106 contributing resources · NRIS 97001091 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Worcester County and Harvard Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 5 ELM ST, HARVARD, MA 01451-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 28, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ROLLSTONE BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on Record |
| Deed Sale | Jul 30, 1999 · Amount on Record |
| Prior Sale | Oct 4, 1988 · Amount on Record |
| Deed Book / Page | 21678 / 236 |
| Last Transfer Date | Oct 20, 2023 |
| Transfer Doc | 069929-270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Nov 28, 2023 |
| Property Address | 5 ELM ST, HARVARD, MA 01451-1336 |
| Document Number | 069929-270 |
| Book / Page | 69929 / 270 |
| Instrument Date | Oct 20, 2023 |
| Instrument | 99436 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 ELM ST, HARVARD, MA 01451-1336 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 5 ELM ST, HARVARD, MA 01451-1336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62554-85 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 62554/85 |
| Instrument | 59655 |
| Name | ROLLSTONE BANK & TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,733.00 (+7.4%) | $1,197,000 (+2.25%) Land $218,700 Building $978,300 | |
| 2024 | $17,443.00 (+6.12%) | $1,170,700 (+18.3%) Land $218,700 Building $952,000 | $1,007,380 |
| 2023 | $16,437.00 | $989,600 Land $202,500 Building $787,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVARD WATER DEPARTMENT serves 1,422 people · EPA ID MA2125000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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