5 Elm St, Freeport, NY 11520 Property Records

Nassau County and Hempstead Town property record for 5 Elm St, Freeport, NY 11520

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,165 sqft · built 1988
Lot Size	0.094 acres (4,100 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Feb 2019)
Tax Bill	$11,815 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55-279-00-0172`

Property Details

APN / Parcel Number

Primary APN	`55-279-00-0172`
Alternative APNs	`2089-55-279-00-0172-0` `55279000172000000000` `282089 55.-279-172` `55279 01720`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,165 sqft Living Area
1st Floor Area	1,170 sqft
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,100 sqft (0.094 acres)
Lot Dimensions	100 ft deep x 41 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	48 sqft
Balcony Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	55279 01720
Street Address	5 ELM ST
City	FREEPORT
State	NY
Zip	11520-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 009
Legal Block	279
Legal Lot Number	172
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2005
Census Tract	414002

Owner

Source: Nassau County and Hempstead Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5 ELM ST, FREEPORT, NY 11520-1805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONE AMERICAN BANK
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Feb 20, 2019	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Aug 3, 2006 · Amount on Record
Deed Document Number	201915585
Deed Book / Page	13769 / 352
Last Transfer Date	Apr 28, 2021
Transfer Doc	0140770926
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASSAU NY
Recording Date	May 11, 2021
Property Address	5 ELM ST, FREEPORT, NY 11520-1805
Document Number	0140770926
Book / Page	14077 / 926
Instrument Date	Apr 28, 2021
Instrument	2021-062730
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	SECURITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ELM ST, FREEPORT, NY 11520-1805
Investor	Possibly a Property Investor

Mortgage

Document Number	202106273145396443
Date	May 11, 2021
Instrument	2021-06273145396443

Lender

Name	ONE AMERICAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	5 ELM ST, FREEPORT, NY 11520-1805
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLEVEST AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0435710113
Date	Jul 30, 2019
Book Page	43571/113
Instrument	2019-062766

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU NY
Recording Date	Feb 20, 2019
Property Address	5 ELM ST, FREEPORT, NY 11520-1805
Document Number	0137690352
Book / Page	013769 / 000352
Instrument Date	Jan 30, 2019
Instrument	15585
Transaction Type	Transfer
Record Updated	Mar 4, 2019

Transaction

Amount	Amount Recorded
Tax	$1,160.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 ALBERMARLE AVE BELLMORE NY 117103501, BELLMORE, NY 11710-3501

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Unified School District	Freeport Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406 (-2.64%) Land $102 Building $304	$406,000 (-2.64%)
2025	$11,815.00 (-5.24%)	$417 (-4.79%) Land $105 Building $312	$417,000 (-4.79%)
2023	$12,468.00 Additional exemption filed	$438 Land $110 Building $328	$438,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1984)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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