5 Elm St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 5 Elm St, Bangor, ME 04401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,526 sqft · built 1900
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Oct 2020)
Tax Bill$6,149 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNBANG M:048 L:108

Property Details

APN / Parcel Number

Primary APNBANG M:048 L:108
Alternative APN
  • 5977

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,526 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialMetal
Lot Area10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number5977
Street Address5 ELM ST
CityBANGOR
StateME
Zip04401-5307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURD1
Legal Lot Number108
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group3
Census Block3008
Census Tract200

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 ELM ST, BANGOR, ME 04401-5307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
LEADERONE FINANCIAL
Jun 16, 2017Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2020 · Amount on Record
Deed SaleOct 9, 2020 · Amount on Record
Deed Document Number202033198
Deed Book / Page15732 / 335
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANGOR ME
Recording DateOct 9, 2020
Property Address5 ELM ST, BANGOR, ME 04401-5307
Document Number0157320335
Book / Page15732 / 335
Instrument DateOct 8, 2020
Instrument33198
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16040 W TARA LN, SURPRISE, AZ 85374-7847

Mortgage

Document Number33199
DateOct 9, 2020
Instrument33199
Lender
NameLEADERONE FINANCIAL
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANGOR ME
Property Address5 ELM ST, BANGOR, ME 04401-5307
Document Number0145180067
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5 ELM ST BANGOR ME 044015307, BANGOR, ME 04401-5307

Mortgage

Document Number0145180067
DateJun 20, 2017
Book Page014518/000067
Instrument17593
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term240 Months
DueJun 19, 2037

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,149.00 (-11.49%)$347,400 (-7.24%) Land $37,200 Building $310,200
2024$6,947.00 (+10.1%)$374,500 (+13.66%) Land $35,600 Building $338,900$341,335
2023$6,310.00 (+7.33%)$329,500 (+14.33%) Land $34,200 Building $295,300
2022$5,879.00$288,200 Land $34,200 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBANGOR WATER DISTRICT
serves 27,298 people · EPA ID ME0090110
Water SourceSurface water
Last State InspectionAug 2024
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 813 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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