Home New Jersey Monmouth County Rumson Elm Ln
5 Elm Ln, Rumson, NJ 07760 Property Records
Monmouth County and Rumson Borough property record for 5 Elm Ln, Rumson, NJ 07760
Property Summary
Property Type Single Family Home Details 7 bd · 4 ba · 8,656 sqft · built 1912 Lot Size 1.61 acres (70,567 sqft) Owner 2 Individual Names on File Last Sale $2,474,000 (Apr 2020) Tax Bill $36,784 (2025) Deeds & Mortgages Dec 2025 Second Mortgage Apr 2020 Sale & Mortgage + 2 more Flood Zone Zone X (minimal risk)APN 41-00087-0000-00020
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Property Details APN / Parcel Number
Primary APN 41-00087-0000-00020 Alternative APNs
Interior
Bedrooms 7 Beds Full Baths 4 Baths Half Baths 2 Half Baths Total Rooms 13 Rooms Stories 1 Story Building Area 8,656 sqft Living Area 1st Floor Area 4,776 sqft Upper Floors Area 3,880 sqft Basement Area 2,842 sqft Fireplaces 1 Fireplace Fireplace Fireplace
Exterior
Year Built Built 1912 Effective Year Built Effective 1912 Architectural Style Colonial Construction Type Frame Roof Type Gable Roof Material Other Lot Area 70,567 sqft Garage Type Basement Parking Spaces 3 Parking Spaces
Exterior Amenities
Pool Area 800 sqft Porch Open Porch Deck Area 82 sqft Patio Area 312 sqft
Utilities, Heating & Cooling Cooling System HVAC Sewer Connected
Location & Zoning Account Number 155900 Street Address 5 ELM LN City RUMSON State NJ Zip 07760-1001 Property Category Residential Property Type Residential > Single Family > Home Local Zoning Code SF80 Legal Subdivision BEACHES Legal Block 87 Legal Lot Number 20 Jurisdiction MONMOUTH NJ Township / Civil Division RUMSON Census Block Group 2 Census Block 2004 Census Tract 803800
Owner
5 Elm Ln is owned and occupied by two individuals who bought it in April 2020.
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
Owner of Record 2 Individual Names on File Mailing Address 5 ELM LN, RUMSON, NJ 07760-1001 Occupancy Owner Occupied Owner Type Individual
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Deeds, Mortgages & Sale History
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Apr 27, 2020 · Amount on File Deed Sale Apr 27, 2020 · Amount on File Prior Sale Jul 11, 2018 · Amount on File Deed Document Number 202043712 Deed Book / Page 9409 / 9719 Prior Transfer Date Apr 22, 2020 Prior Transfer Doc 0000043711 Record Updated Sep 20, 2026
December 2025: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction MONMOUTH NJ Property Address 5 ELM LN, RUMSON, NJ 07760-1001 Transaction Type Mortgage Record Updated Dec 25, 2025 Title Company UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL
Transferred To (Grantee/Buyer)
Mortgage
Document Number 0097682876 Date Dec 1, 2025 Book Page 9768/2876 Instrument 2025095894
Lender
Name ROCKET MORTGAGE LLC Type Mortgage Company Address DETROIT, MI 48226
Agreement
Type Stand-Alone Second Mortgage Amount Amount on Record Term 240 Months Due Dec 1, 2045
April 2020: Grant Deed, Transfer Document Type Grant Deed Jurisdiction MONMOUTH NJ Recording Date Apr 27, 2020 Property Address 5 ELM LN, RUMSON, NJ 07760-1001 Document Number 0000043712 Book / Page 009409 / 009719 Instrument Date Mar 23, 2020 Instrument 43712 Transaction Type Transfer Record Updated Jul 9, 2020 Title Company PURE TITLE LLC
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $2,474.00 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Husband and Wife Address 5 ELM LN RUMSON NJ 077601001, RUMSON, NJ 07760-1001
Mortgage
Document Number 43713 Date Apr 27, 2020 Instrument 43713
Lender
Name WELLS FARGO BK Type Bank Address SIOUX FALLS, SD 57104
Agreement
Amount Amount on Record Term 360 Months Due Apr 26, 2050
Interest
Rate Type Adjustable Rate Rate 2.75%
April 2020: Quit Claim Deed, Transfer Document Type Quit Claim Deed Jurisdiction MONMOUTH NJ Recording Date Apr 27, 2020 Property Address 5 ELM LN, RUMSON, NJ 07760-1001 Document Number 0000043711 Book / Page 009409 / 009682 Instrument Date Oct 30, 2019 Instrument 43711 Transaction Type Transfer Record Updated Jul 8, 2020 Title Company PURE TITLE LLC
Transaction
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 5 ELM LN RUMSON NJ 077601001, RUMSON, NJ 07760-1001
July 2018: Grant Deed, Transfer Document Type Grant Deed Jurisdiction MONMOUTH NJ Recording Date Jul 11, 2018 Property Address 5 ELM LN, RUMSON, NJ 07760-1001 Document Number 0000067166 Book / Page 009296 / 002976 Instrument Date Jun 26, 2018 Instrument 67166 Transaction Type Transfer Record Updated Jul 27, 2018 Title Company AFRM TITLE AND ABSTRACT LLC
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $2,395.00 Amount Accuracy Confirmed Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 5 ELM LN RUMSON NJ 077601001, RUMSON, NJ 07760-1001
Mortgage
Document Number 67167 Date Jul 11, 2018 Book Page 009296/002984 Instrument 67167
Lender
Name RSI BK Type Bank Address 1500 IRVING ST, RAHWAY, NJ 07065-4008
Agreement
Amount Amount on Record Term 360 Months Due Jul 10, 2048
Interest
Rate Type Adjustable Rate Rate 3.75%
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Tax Assessment & Valuation
The 2025 property tax bill for 5 Elm Ln was $36,784, up 2.4% from the year before.
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
Property Jurisdictions
Type Name State New Jersey County Monmouth County Municipality Rumson Borough Elementary School District Rumson Borough School District (KG - 08) Secondary School District Rumson-Fair Haven Regional School District (09 - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value Assessed Market Value 2026 $3,941,600 (+12.41%) Land $1,925,300 Building $2,016,300 $3,941,600 (+12.41%) Land $1,925,300 Building $2,016,300 2025 $36,784.00 (+2.37%) $3,506,600 Land $1,790,600 Building $1,716,000 $3,506,600 Land $1,790,600 Building $1,716,000 2024 $35,933.00 2023 $3,009,900 Land $1,594,200 Building $1,415,700 $3,009,900 Land $1,594,200 Building $1,415,700 2022 $34,706.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
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Flood
FEMA maps place 5 Elm Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 13 policies Nearby Flood Policies 13 in force Nearby Flood Claims 3 (1992–2012) Claims Outside the SFHA 2 of 3 Most Recent Claim Oct 2012 · Hurricane Sandy Claims by Event Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 5 Elm Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Lowlower than 64% of the US · above 56% of New Jersey Wildfire Likelihood 0.04% annual chance Exposure Nonebeyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System NJ AMERICAN WATER - COASTAL NORTHprivate · serves 377,613 people · EPA ID NJ1345001 Water Source Surface water Last State Inspection Sep 2023 Lead 2 ppb (2026)action level 15 ppb
Violations Reported to EPA
Water Quality Turbidityresolved · Sep 2019 Treatment and Procedure Nonelast 10 years Monitoring and Reporting Nonelast 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) VerizonFiber 2,300 / 2,300 XfinityCable 1,200 / 35
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