5 Elm Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 5 Elm Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 772 sqft · built 1960
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2018)
Tax Bill	$5,972 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Feb 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`21-00096-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`21-00096-0000-00001`
Alternative APNs	`210009600001` `043960`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	772 sqft Living Area
1st Floor Area	772 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	15,246 sqft (0.35 acres)
Patio Area	100 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	043960
Street Address	5 ELM CT
City	HOWELL
State	NJ
Zip	07731-1354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Subdivision	LAND OPINES SEC 6A
Legal Block	96
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2016
Census Tract	811303

Owner

5 Elm Ct is owned and occupied by an individual who bought it in August 2018.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 ELM CT, HOWELL, NJ 07731-1354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG
Feb 7, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2018 · Amount on File
Deed Sale	Aug 23, 2018 · Amount on File
Prior Sale	Feb 7, 2018 · Amount on File
Deed Document Number	201884413
Deed Book / Page	9307 / 7195
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 23, 2018
Property Address	5 ELM CT, HOWELL, NJ 07731-1354
Document Number	0000084413
Book / Page	009307 / 007195
Instrument Date	Jun 21, 2018
Instrument	84413
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ELM CT HOWELL NJ 077311354, HOWELL, NJ 07731-1354

Mortgage

Document Number	84414
Date	Aug 23, 2018
Book Page	009307/007210
Instrument	84414

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2048

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 7, 2018
Property Address	5 ELM CT, HOWELL, NJ 07731-1354
Document Number	0000014322
Book / Page	009272 / 004506
Instrument Date	Mar 30, 2017
Instrument	14322
Transaction Type	Foreclosure
Record Updated	Mar 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$86.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	915 BENNETTS MILLS RD #1284 JACKSON NJ 085278032, 1284, JACKSON, NJ 08527-8032

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,500 (+11.7%) Land $310,000 Building $78,500	$388,500 (+11.7%) Land $310,000 Building $78,500
2025	$5,972.00 (+0.62%)	$347,800 (+10.06%) Land $270,000 Building $77,800	$347,800 (+10.06%) Land $270,000 Building $77,800
2024	$5,935.00 (+20.24%)
2023		$316,000 Land $240,000 Building $76,000	$316,000 Land $240,000 Building $76,000
2022	$4,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Elm Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–2010)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Elm Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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