5 E South St, Gerald, MO 63037 Property Records

Franklin County property record for 5 E South St, Gerald, MO 63037 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Tax Bill$1,030 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jan 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-1-11.0-4-002-005.000

Property Details

APN / Parcel Number

Primary APN25-1-11.0-4-002-005.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area864 sqft Living Area

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Garage Area352 sqft

Location & Zoning

Street Address5 E SOUTH ST
CityGERALD
StateMO
Zip63037-2236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:7 SOUTHERN HEIGHTS
Legal Range4W
Legal Township42N
Legal Section11
Legal SubdivisionSOUTHERN HEIGHTS
Legal Lot Number7
JurisdictionFRANKLIN MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1048
Census Tract800502

Owner

Source: Franklin County records · APN 25-1-11.0-4-002-005.000

Assessment roll updated November 11, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4060 HIGHWAY T, CUBA, MO 65453-8178
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE COMMUNITY BANK
Jan 05, 2023Warranty Deed, Transfer
May 17, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 05, 2023
Deed SaleJan 05, 2023
Prior SaleMay 17, 2021 · Amount on Record
Deed Document Number2023136
Prior Transfer DateJan 01, 2023
Prior Transfer Doc0000000136
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address5 E SOUTH ST, GERALD, MO 63037-2236
Transaction TypeMortgage
Record UpdatedMay 08, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002404277
DateApr 18, 2024
Instrument2404277
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJan 05, 2023
Property Address5 E SOUTH ST, GERALD, MO 63037-2236
Document Number0002300136
Map ReferencePB F PG 36
Instrument DateJan 01, 2023
Instrument2300136
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4060 HIGHWAY T, CUBA, MO 65453-8178

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMay 17, 2021
Property Address5 E SOUTH ST, GERALD, MO 63037-2236
Document Number0002109323
Map ReferencePB F PG 36
Instrument DateMay 13, 2021
Instrument2109323
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4060 HIGHWAY T, CUBA, MO 65453-8178

Mortgage

Document Number0002109324
DateMay 17, 2021
Instrument2109324
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityGerald City
Unified School DistrictGasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,030.00 (+16.52%)$16,029 (+4.99%)$84,360 (+4.99%) Land $9,820 Building $74,540
2023$884.00 (+9.27%)$15,267$80,350 Land $9,820 Building $70,530
2022$809.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cable OneFiber1,000 / 1,000
Wave Internet TechnologiesFixed Wireless (unlicensed)100 / 100

May also be available at this address: Whittrio, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

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