Macon County property record for 5 E Pepperidge Ct, Decatur, IL 62521
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Apr 2026) |
| Tax Bill | $1,313 (2025) |
| Deeds & Mortgages | Apr 2006 Mortgage Jun 2006 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-12-26-104-015 |
| Primary APN | 04-12-26-104-015 |
|---|---|
| Alternative APN |
|
| Lot Area | 10,000 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 50 ft deep x 200 ft wide |
| Account Number | 041226104015 |
|---|---|
| Street Address | 5 E PEPPERIDGE CT |
| City | DECATUR |
| State | IL |
| Zip | 62521-5447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNICIPAL |
| Legal Description | L 0006 B 00 R S FREDERICKS SUBD E1/2 OF LT 99BK2900/195 200X50 |
| Legal Subdivision | R S FREDERICKS SUB |
| Legal Lot Number | 99 |
| Jurisdiction | MACON IL |
| Township / Civil Division | DECATUR |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1300 |
Source: Macon County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Apr 3, 2006 | Deed of Trust, Mortgage · Conventional Mortgage MAIN STREET BANK & TRUST |
| Jun 28, 2006 | Deed of Trust, Mortgage · Line of Credit MAIN STREET BANK & TRUST |
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Apr 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Nov 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PNC BANK |
| Nov 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PNC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2026 · Amount on Record |
| Deed Sale | Apr 16, 2026 · Amount on Record |
| Prior Sale | Mar 6, 2006 · Amount on Record |
| Deed Document Number | 20264054 |
| Prior Transfer Date | Nov 10, 2017 |
| Prior Transfer Doc | 0001926862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Title Company | MACON COUNTY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003690/726 |
|---|---|
| Date | Apr 3, 2006 |
| Book Page | 3690/726 |
| Instrument | 1703284 |
| Name | MAIN STREET BANK & TRUST |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON IL |
| Property Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Title Company | MACON COUNTY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003716/683 |
|---|---|
| Date | Jun 28, 2006 |
| Book Page | 3716/683 |
| Instrument | 1708953 |
| Name | MAIN STREET BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DECATUR, IL 62523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 0000004054 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026.4054 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 0000004054, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 2026.4054 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Apr 16, 2026 |
| Property Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 2026R004054 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 20264054 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | CENTRAL ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 0000004054, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 20264054 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Nov 14, 2017 |
| Property Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 1926862 |
| Map Reference | PB982 PG56 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 1926862 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 1926863 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 1926863 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACON IL |
| Recording Date | Nov 14, 2017 |
| Property Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 0001926862 |
| Map Reference | PB982 PG56 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 1926862 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 E PEPPERIDGE CT, DECATUR, IL 62521-5447 |
| Document Number | 0001926863 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 1926863 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Macon County assessment roll, as of June 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Macon County |
| County Subdivision | Decatur Township |
| Municipality | Decatur City |
| Unified School District | Decatur School District 61 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,313.00 (+17.44%) Homeowner's exemption | $25,076 (+7.27%) Land $3,766 Building $21,310 | $75,235 (+7.27%) Land $11,299 Building $63,936 |
| 2024 | $1,118.00 | $23,377 Land $3,511 Building $19,866 | $70,138 Land $10,534 Building $59,604 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DECATUR serves 76,122 people · EPA ID IL1150150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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