5 E Harkness St, Norwalk, OH 44857 Property Records

Huron County property record for 5 E Harkness St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,356 sqft · built 2024
Lot Size	0.278 acres (12,096 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Oct 2022)
Tax Bill	$3,552 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Oct 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-0220-10-010-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0220-10-010-0000`
Alternative APN	`343571`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Basement Area	1,356 sqft
Unfinished Basement	936 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,096 sqft (0.278 acres)
Lot Dimensions	126 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Account Number	343571
Street Address	5 E HARKNESS ST
City	NORWALK
State	OH
Zip	44857-1864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 225
Legal Lot Number	225
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	4
Census Block	4018
Census Tract	915800

Owner

5 E Harkness St is owned and occupied by an individual who bought it in October 2022.

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5 E HARKNESS ST, NORWALK, OH 44857-1864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Construction Mortgage PREMIER BANK
Oct 17, 2022	Fiduciary Deed, Transfer FIRST AMERICAN TITLE
Jan 5, 2019	Deed of Trust, Mortgage · Line of Credit CIVISTA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2022 · Amount on File
Deed Sale	Oct 17, 2022 · Amount on File
Deed Document Number	20226409
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000005222
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	5 E HARKNESS ST, NORWALK, OH 44857-1864
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 1 2 E HARKNESS ST, NORWALK, OH 44857

Mortgage

Document Number	0000001681
Date	Apr 12, 2024
Instrument	202404120001681

Lender

Name	PREMIER BANK
Type	Bank
Address	YOUNGSTOWN, OH 44503

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	371 Months
Due	Mar 1, 2055

October 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HURON OH
Recording Date	Oct 17, 2022
Property Address	5 E HARKNESS ST, NORWALK, OH 44857-1864
Document Number	0000006409
Instrument Date	Oct 14, 2022
Instrument	202210170006409
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 E HARKNESS ST, NORWALK, OH 44857-1864

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	5 E HARKNESS ST, NORWALK, OH 44857-1864
Document Number	0000000952
Instrument Date	Jan 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 E HARKNESS ST NORWALK OH 448571864, NORWALK, OH 44857-1864

Mortgage

Document Number	0000000952
Date	Feb 26, 2019
Instrument	952

Lender

Name	CIVISTA BK
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5 E Harkness St was $3,552 with a homeowner's exemption, up 749.8% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,552.00 (+749.76%)	$87,080 (+765.61%) Land $8,170 Building $78,910	$248,790 (+765.96%) Land $23,330 Building $225,460
2024	$418.00 (+7.73%)	$10,060 (+5.89%) Land $8,170 Building $1,890	$28,730 Land $23,330 Building $5,400
2023	$388.00 (-46.41%)	$9,500 (+16.28%) Land $8,170 Building $1,330
2022	$724.00	$8,170 Land $8,170
2021			$27,140 Land $23,330 Building $3,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 E Harkness St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 5 E Harkness St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: North Coast Wireless Communications.

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