5 Dusenberry Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 5 Dusenberry Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1964
Lot Size0.49 acres (21,344 sqft)
Owner2 Individual Names on File
Tax Bill$5,254 (2026)
Deeds & MortgagesApr 2023 Mortgage
Nov 2021 Refinance
Flood ZoneZone X (minimal risk)
APN384289 71.1-5-7

Property Details

APN / Parcel Number

Primary APN384289 71.1-5-7
Alternative APN
  • 315J108700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area21,344 sqft (0.49 acres)
Lot Dimensions150 ft deep x 141 ft wide
Garage TypeBasement
PorchSlab
Porch Area334 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J108700
Street Address5 DUSENBERRY RD
CityTROY
StateNY
Zip12182-1049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionMETZGER SVY 122788
Legal Block5
Legal Lot Number7.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2001
Census Tract51902

Owner

5 Dusenberry Rd is owned and occupied by two individuals.

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address5 DUSENBERRY RD, TROY, NY 12182-1049
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Deed of Trust, Mortgage · ARM
CITIZENS BANK
Nov 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address5 DUSENBERRY RD, TROY, NY 12182-1049
Transaction TypeMortgage
Record UpdatedMay 9, 2023
Title CompanyQUICKSILVA TITLE LLC, QUICKSILVA TITLE, LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103630050
DateApr 14, 2023
Book Page10363/50
Instrument2023-626095
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateApr 1, 2033
Index1-Year CMT

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address5 DUSENBERRY RD, TROY, NY 12182-1049
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0098370179
DateNov 23, 2021
Book Page9837/179
Instrument2021-600688
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term301 Months
DueDec 1, 2046

Tax Assessment & Valuation

The 2026 property tax bill for 5 Dusenberry Rd was $5,254 with a homeowner's exemption, down 2% from the year before.

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,254.00 (-1.96%) Homeowner's exemption
2025$5,359.00$34,500 Land $12,000 Building $22,500$242,275 Land $84,270 Building $158,005
2023$34,500 Land $12,000 Building $22,500$214,953 Land $74,766 Building $140,187

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Dusenberry Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1996–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Dusenberry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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