Essex County and Andover Town property record for 5 Dumbarton St, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,912 sqft · built 1922 |
| Lot Size | 0.159 acres (6,943 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Aug 1994) |
| Tax Bill | $8,804 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00018 B:00078 L:00000 |
| Primary APN | ANDO M:00018 B:00078 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 3,920 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Slate |
| Lot Area | 6,943 sqft (0.159 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 DUMBARTON ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRA |
| Legal Subdivision | PLAN 1726E |
| Legal Block | 78 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 254100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Shawsheen Village Historic District listed 1979 · 268 contributing resources · NRIS 79000328 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5 Dumbarton St is owned and occupied by two individuals who bought it in August 1994.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 DUMBARTON ST, ANDOVER, MA 01810-1402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Aug 13, 2019 | Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional with PMI SANTANDER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 1994 · Amount on File |
| Deed Sale | Aug 3, 1994 · Amount on File |
| Deed Book / Page | 91 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 5 DUMBARTON ST, ANDOVER, MA 01810-1402 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 124182 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 124182 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 5 DUMBARTON ST, ANDOVER, MA 01810-1402 |
| Document Number | 0000120546 |
| Instrument Date | Aug 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5 DUMBARTON ST ANDOVER MA 018101402, ANDOVER, MA 01810-1402 |
| Document Number | 0000120546 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 120546 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 5 DUMBARTON ST, ANDOVER, MA 01810-1402 |
| Document Number | 0000116341 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0000116341 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 116341 |
| Name | SANTANDER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 29, 2047 |
The 2025 property tax bill for 5 Dumbarton St was $8,804, down 0.2% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,804.00 (-0.24%) | $704,900 (+2.88%) Land $342,000 Building $362,900 | $809,970 |
| 2024 | $8,825.00 (+4.77%) | $685,200 (+11.13%) Land $337,500 Building $347,700 | |
| 2023 | $8,423.00 | $616,600 Land $303,900 Building $312,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Dumbarton St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–2010) |
| Claims Outside the SFHA | 7 of 28 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Dumbarton St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures