5 Dow Ln, Novato, CA 94947 Property Records

Marin County property record for 5 Dow Ln, Novato, CA 94947

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,140 sqft · built 1965
Lot Size	0.501 acres (21,830 sqft)
Owner	2 Company Names on File
Last Sale	$510,000 (Nov 1999)
Tax Bill	$9,875 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Line of Credit + 5 more
Flood Zone	Zone AE (high risk)
APN	`140-301-12`

Property Details

APN / Parcel Number

Primary APN	`140-301-12`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,140 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1966
Architectural Style	Contemporary
Lot Area	21,830 sqft (0.501 acres)
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	940 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5 DOW LN
City	NOVATO
State	CA
Zip	94947-3802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 000000 00000
Legal Subdivision	NOVATO RANCH A&B
Legal Lot Number	178
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3001
Census Tract	103200

Owner

5 Dow Ln is owned by a company that acquired it in August 2021 and is owner-occupied.

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	5 DOW LN, NOVATO, CA 94947-3802
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Jan 24, 2022	Intrafamily Transfer, Transfer UNISOURCE
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Mar 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 1999 · Amount on File
Deed Sale	Nov 4, 1999 · Amount on File
Deed Document Number	199980039
Last Transfer Date	Aug 15, 2021
Transfer Doc	0000002915
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DOW LN, NOVATO, CA 94947-3802

Mortgage

Document Number	0000022535
Date	Sep 13, 2023
Instrument	2023-0022535

Lender

Name	USDA
Type	Government Agency
Address	EL PASO, TX 79925

Agreement

Type	USDA Mortgage
Amount	Amount on Record

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DOW LN, NOVATO, CA 94947-3802

Mortgage

Document Number	0000025763
Date	Jul 7, 2022
Instrument	2022-0025763

Lender

Name	PATELCO CU
Type	Credit Union
Address	NAPA, CA 94558

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 31, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Change Frequency	Monthly
Min Rate At Change	3%
Index	Prime Rate
Max Rate	17%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 DOW LN, NOVATO, CA 94947-3802

Mortgage

Document Number	0000023933
Date	Jun 21, 2022
Instrument	2022-0023933

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Jan 24, 2022
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Document Number	0000002913
Map Reference	VOL 3 PG 36
Instrument Date	Aug 15, 2021
Instrument	2022-0002913
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5 DOW LN, NOVATO, CA 94947-3802

Mortgage

Document Number	0000002914
Date	Jan 24, 2022
Instrument	2022-0002914

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARIN CA
Recording Date	Jan 24, 2022
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Document Number	0000002915
Map Reference	VOL 3 PG 36
Instrument Date	Aug 15, 2021
Instrument	2022-0002915
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 DOW LN, NOVATO, CA 94947-3802

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033870
Date	Sep 26, 2018
Instrument	2018-0033870

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARIN CA
Recording Date	Mar 6, 2018
Property Address	5 DOW LN, NOVATO, CA 94947-3802
Document Number	0000007640
Instrument Date	Mar 1, 2018
Instrument	7640
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5 DOW LN NOVATO CA 949473802, NOVATO, CA 94947-3802

Tax Assessment & Valuation

The 2025 property tax bill for 5 Dow Ln was $9,875 with a homeowner's exemption.

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,579 (+4.31%) Land $378,939 Building $386,640
2025	$9,875.00 Homeowner's exemption	$733,951 Land $365,156 Building $368,795
2023	$10,044.00 (+2.41%) Homeowner's exemption	$753,376 Land $369,302 Building $384,074
2022	$9,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Dow Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	24 (1982–2023)
Claims Outside the SFHA	14 of 24
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 7 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Dow Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on Dow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures