5 Dover Ct, Palmyra, VA 22963 Property Records

Fluvanna County property record for 5 Dover Ct, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,744 sqft · built 2013
Lot Size0.319 acres (13,896 sqft)
Owner2 Company Names on File
Last Sale$235,000 (Mar 2025)
Tax Bill$7,761 (2025)
Deeds & MortgagesApr 2026 Transfer
Apr 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN18A 1 11

Property Details

APN / Parcel Number

Primary APN18A 1 11
Alternative APN
  • 3645

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,744 sqft Living Area
1st Floor Area1,794 sqft
AtticAttic
Attic Area252 sqft
Basement Area1,639 sqft
Finished Basement1,639 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2019
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area13,896 sqft (0.319 acres)
TerrainRolling
View / LotWaterfront
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area184 sqft
Deck Area208 sqft
Patio Area336 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3645
Street Address5 DOVER CT
CityPALMYRA
StateVA
Zip22963-3334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 877-609 ASHLAWN-1 LOT 11 13,901 SF
Legal SubdivisionASHLAWN LAKE
Legal Block1
Legal Lot Number11
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1025
Census Tract20104

Owner

Source: Fluvanna County records · APN 18A 1 11

Assessment roll updated June 25, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address522 SHELTON MILL RD, CHARLOTTESVILLE, VA 22903-7365
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Gift Deed, Transfer
SABE TITLE, SAGE TITLE
Apr 29, 2026Gift Deed, Transfer
SABE TITLE, SAGE TITLE
Sep 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Nov 29, 2023Bargain and Sale Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2025 · Amount on Record
Deed SaleMar 20, 2025 · Amount on Record
Prior SaleNov 29, 2023 · Amount on Record
Deed Document Number2025817
Last Transfer DateApr 28, 2026
Transfer Doc0000001244
Record UpdatedSep 20, 2026

April 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFLUVANNA VA
Recording DateApr 29, 2026
Property Address5 DOVER CT, PALMYRA, VA 22963-3334
Document Number0000001244
Instrument DateApr 28, 2026
Instrument2026.1244
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanySABE TITLE, SAGE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address522 SHELTON MILL RD, CHARLOTTESVILLE, VA 22903-7365

April 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFLUVANNA VA
Recording DateApr 29, 2026
Property Address5 DOVER CT, PALMYRA, VA 22963-3334
Document Number0000001244
Instrument DateApr 28, 2026
Instrument20261244
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanySABE TITLE, SAGE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address522 SHELTON MILL RD, CHARLOTTESVILLE, VA 22903-7365

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address5 DOVER CT, PALMYRA, VA 22963-3334
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230002522
DateSep 13, 2023
Instrument230002522
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2053

November 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionFLUVANNA VA
Recording DateNov 29, 2023
Property Address5 DOVER CT, PALMYRA, VA 22963-3334
Document Number0230003294
Map ReferenceDB 877 PG 609
Instrument DateNov 15, 2023
Instrument230003294
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$1,175.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 DOVER CT, PALMYRA, VA 22963-3334

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,028,060 (-) Land $210,000 Building $818,060$1,028,060 (-) Land $210,000 Building $818,060
2025$7,761.00 (+0.66%)$1,028,060 (+40.97%) Land $210,000 Building $818,060$1,028,060 (+40.97%) Land $210,000 Building $818,060
2024$7,710.00 (+25.26%)
2023$729,300 Land $210,000 Building $519,300$729,300 Land $210,000 Building $519,300
2022$6,155.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), as of March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Central Virginia Electric Cooperative
Fiber
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2065480, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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