Fluvanna County property record for 5 Dover Ct, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,744 sqft · built 2013 |
| Lot Size | 0.319 acres (13,896 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $235,000 (Mar 2025) |
| Tax Bill | $7,761 (2025) |
| Deeds & Mortgages | Apr 2026 Transfer Apr 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 1 11 |
| Primary APN | 18A 1 11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,744 sqft Living Area |
| 1st Floor Area | 1,794 sqft |
| Attic | Attic |
| Attic Area | 252 sqft |
| Basement Area | 1,639 sqft |
| Finished Basement | 1,639 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,896 sqft (0.319 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 208 sqft |
| Patio Area | 336 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3645 |
|---|---|
| Street Address | 5 DOVER CT |
| City | PALMYRA |
| State | VA |
| Zip | 22963-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | DB 877-609 ASHLAWN-1 LOT 11 13,901 SF |
| Legal Subdivision | ASHLAWN LAKE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 20104 |
Source: Fluvanna County records · APN 18A 1 11
Assessment roll updated June 25, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 522 SHELTON MILL RD, CHARLOTTESVILLE, VA 22903-7365 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Apr 29, 2026 | Gift Deed, Transfer SABE TITLE, SAGE TITLE |
| Apr 29, 2026 | Gift Deed, Transfer SABE TITLE, SAGE TITLE |
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 29, 2023 | Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 20, 2025 · Amount on Record |
| Deed Sale | Mar 20, 2025 · Amount on Record |
| Prior Sale | Nov 29, 2023 · Amount on Record |
| Deed Document Number | 2025817 |
| Last Transfer Date | Apr 28, 2026 |
| Transfer Doc | 0000001244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 5 DOVER CT, PALMYRA, VA 22963-3334 |
| Document Number | 0000001244 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.1244 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Title Company | SABE TITLE, SAGE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 522 SHELTON MILL RD, CHARLOTTESVILLE, VA 22903-7365 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Apr 29, 2026 |
| Property Address | 5 DOVER CT, PALMYRA, VA 22963-3334 |
| Document Number | 0000001244 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20261244 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | SABE TITLE, SAGE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 522 SHELTON MILL RD, CHARLOTTESVILLE, VA 22903-7365 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 5 DOVER CT, PALMYRA, VA 22963-3334 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0230002522 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 230002522 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2053 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Nov 29, 2023 |
| Property Address | 5 DOVER CT, PALMYRA, VA 22963-3334 |
| Document Number | 0230003294 |
| Map Reference | DB 877 PG 609 |
| Instrument Date | Nov 15, 2023 |
| Instrument | 230003294 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,175.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 DOVER CT, PALMYRA, VA 22963-3334 |
Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028,060 (-) Land $210,000 Building $818,060 | $1,028,060 (-) Land $210,000 Building $818,060 | |
| 2025 | $7,761.00 (+0.66%) | $1,028,060 (+40.97%) Land $210,000 Building $818,060 | $1,028,060 (+40.97%) Land $210,000 Building $818,060 |
| 2024 | $7,710.00 (+25.26%) | ||
| 2023 | $729,300 Land $210,000 Building $519,300 | $729,300 Land $210,000 Building $519,300 | |
| 2022 | $6,155.00 |
Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), as of March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Central Virginia Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 79 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system VA2065480, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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