Kendall County property record for 5 Dolphin Ct, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,040 sqft · built 1970 |
| Lot Size | 0.225 acres (9,783 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,500 (Jan 2021) |
| Tax Bill | $5,089 (2024) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Aug 2020 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-07-230-006 |
| Primary APN | 03-07-230-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,352 sqft |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,783 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 5 DOLPHIN CT |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 31 MARINA TERRACE |
| Legal Subdivision | MARINA TERRACE |
| Legal Lot Number | 31 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 890301 |
5 Dolphin Ct is owned and occupied by two individuals who bought it in January 2021.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 DOLPHIN CT, OSWEGO, IL 60543-9302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC |
| Aug 27, 2020 | Foreclosure NOT AVAILABLE |
| Sep 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Sep 4, 2018 | Loan Modification, Mortgage · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on File |
| Deed Sale | Jan 19, 2021 · Amount on File |
| Prior Sale | Aug 27, 2020 · Amount on File |
| Deed Document Number | 20211517 |
| Prior Transfer Date | Feb 19, 2007 |
| Prior Transfer Doc | 0000009222 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jan 19, 2021 |
| Property Address | 5 DOLPHIN CT, OSWEGO, IL 60543-9302 |
| Document Number | 0000001517 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 202100001517 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5 DOLPHIN CT, OSWEGO, IL 60543-9302 |
| Document Number | 0000001518 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 202100001518 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 27, 2020 |
| Property Address | 5 DOLPHIN CT, OSWEGO, IL 60543-9302 |
| Document Number | 0000016315 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 16315 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5 DOLPHIN CT OSWEGO IL 605439302, OSWEGO, IL 60543-9302 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 5 DOLPHIN CT, OSWEGO, IL 60543-9302 |
| Document Number | 0000014493 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 DOLPHIN CT OSWEGO IL 605439302, OSWEGO, IL 60543-9302 |
| Document Number | 0000014493 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 14493 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 5 DOLPHIN CT, OSWEGO, IL 60543-9302 |
| Document Number | 0000014492 |
| Instrument Date | Sep 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 DOLPHIN CT OSWEGO IL 605439302, OSWEGO, IL 60543-9302 |
| Document Number | 0000014492 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 14492 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2048 |
| Rate | 4.75% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,217 (+7%) Land $19,793 Building $55,424 | $225,651 (+7%) Land $59,379 Building $166,272 | |
| 2024 | $5,089.00 | $70,296 Land $18,498 Building $51,798 | $210,888 Land $55,494 Building $155,394 |
| 2022 | $59,187 Land $15,575 Building $43,612 | $177,561 Land $46,725 Building $130,836 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Dolphin Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1996–2013) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5 Dolphin Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-VALLEY MARINA private · serves 1,102 people · EPA ID IL0935100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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